

Jim Luxem at Prosperity Home Mortgage - Chica...
Mortgage Consultant

Jim Luxem, a Mortgage Consultant with Prosperity Home Mortgage, provides unrivaled guidance and support to help Chicagoland residents realize their homeownership dreams. With a wide range of loan options, including residential, conventional... Show More
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Business Hours
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9 AM to 5 PM
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closed
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closed
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Reviews from Web
Outstanding customer support from all angle!
Reply from Jim Luxem
March 13th, 2026 02:11 PM
Thank you, Fania, for your review. I'm pleased to hear that you found my support comprehensive during your mortgage process. Providing solid customer service is important to me, and your feedback reassures me that I am meeting that goal. If...
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Jim is fantastic with first-time homebuyers. He really knows his stuff and makes my clients feel confident and comfortable throughout the entire process.
Reply from Jim Luxem
March 9th, 2026 08:49 PM
I appreciate your kind words, Railene. It's rewarding to hear that your clients felt confident and comfortable during their home-buying process. I strive to guide first-time homebuyers with care and expertise, and your feedback affirms that...
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Jim made this whole process a smooth experience. He took the time to speak with us several times to ensure we understood the homebuying process and the loans available prior to moving forward with a purchase. Appreciate all of his time and...
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Reply from Jim Luxem at Prosperity Home Mortga...
December 15th, 2025 08:44 PM
Thank you, Nicole, for sharing your experience. I'm pleased to hear that the process was smooth for you! Ensuring you understand your options and feel supported is important to me. I appreciate your kind words about my team's role in moving...
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Jim was a pleasure to work with.
Reply from Jim Luxem at Prosperity Home Mortga...
June 4th, 2026 03:22 AM
Thank you so much for the kind words! It was truly a pleasure working with you as well. I’m grateful I had the opportunity to help with your home financing, and I really appreciate you taking the time to leave a review. Cheers!
Jim is readily available to offer guidance and has great customer service. He is trustworthy and we'd be happy to do business with him again!
Reply from Jim Luxem at Prosperity Home Mortga...
October 29th, 2025 10:51 PM
Caryn, I am glad you had a positive experience refinancing with me. Your trust to work together again means a lot. If you have any future mortgage needs or questions, feel free to reach out at any time. Thank you for your feedback! - Jim Luxem...
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We worked with Jim on our first mortgage and again for a refinance. In both cases, Jim exceeded all our expectations with the level or attention and service that he provided.Jim is an outstanding communicator. He responded to questions quickly...
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Reply from Owner
October 29th, 2025 10:54 PM
Michael, thank you for the 5-star rating! I am glad I could reduce your interest rate & monthly payment with your recent refinance. If there's anything else I can do for you, please let me know. - Jim Luxem
Jim is extremely responsive and communicative throughout the whole process. He helped to structure the refinance in a way that made a big difference for our family.
Reply from Jim Luxem
December 15th, 2025 08:49 PM
Michael, I'm pleased to hear you had a positive experience refinancing your mortgage. I am so glad to hear that it has such a great impact with your family. If you have any further questions or need assistance in the future, please feel free...
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Jim Luxem at Prosperity Home Mortgage - Chicago has received a review with 5 star rating from Jen S
Reply from Owner
June 4th, 2026 03:12 AM
Thank you so much for the 5-star review, Jen! I really appreciate your support and am grateful for the opportunity to help with your home financing and mortgage needs. It was a pleasure working with you!
Jim was great! Communicated quickly and got the loan closed on time.
Smooth transaction!
Reply from Jim Luxem at Prosperity Home Mortga...
July 23rd, 2025 05:22 PM
I'm glad to hear that your transaction went smoothly, Jina! It was a pleasure assisting you with your purchase at Prosperity Home Mortgage. Thank you for your feedback!
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About
Jim Luxem, a Mortgage Consultant with Prosperity Home Mortgage, provides unrivaled guidance and support to help Chicagoland residents realize their homeownership dreams. With a wide range of loan options, including residential, conventional, FHA, jumbo, VA, Non-QM, investment, DSCR, and refinancing, Jim ensures that each client receives customized solutions tailored to their unique financial situations. From initial consultations to loan closings, he fosters clear communication at every stage, offering expert advice to navigate the often-complex home buying process with confidence. His commitment to excellence has earned him a well-deserved 5-Star rating, making Jim Luxem the go-to expert for your real estate financing needs.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Mortgage Refinance
Fixed Rate Mortgages
Adjustable Rate Mortgages
DSCR Loans
Cash-Out Refinances
Bank Statement Loans
Specialities
Mortgage
Preapproval
Conventional loans
FHA loans
VA loans
Refinancing
Jumbo loans
Investment Properties
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Positions
- Prosperity Home Mortgage, LLC - Senior Mortgage ConsultantApr 19th, 2021 - Current
Memberships
- NMLS
- Chicago Association of Realtors
- Unusual Whales Investment Group
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2019
Time Zone
Central Standard Time (CST)
Licenses
- NMLS # 2004524
Gallery



Awards
Top Originator of ...
Achievements
- Servicing Mortgage Clients since 2019
Hobbies
- Sports
- Craftmanship
- Cars
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Disclaimer
©2026 Prosperity Home Mortgage, LLC. (877) 275-1762. 3060 Williams Drive, Suite 600, Fairfax, VA 22031. All first mortgage products are provided by Prosperity Home Mortgage, LLC. Not all mortgage products may be available in all areas. Not all borrowers will qualify. NMLS ID #75164 (For licensing information go to: NMLS Consumer Access at http://www.nmlsconsumeraccess.org/) Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Licensed by the Delaware State Bank Commissioner. Georgia Residential Mortgage Licensee. Massachusetts Mortgage Lender and Mortgage Broker MC75164. Licensed by the NJ Department of Banking and Insurance. Licensed Mortgage Banker-NYS Department of Financial Services. Rhode Island Licensed Lender. Rhode Island Licensed Loan Broker. Rhode Island Licensed Third-Party Loan Servicer. Also licensed in AK, AL, AR, AZ, CO, CT, DC, FL, ID, IL, IN, KS, KY, LA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NM, NV, OH, OK, OR, PA, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV and WY.