Jhoana Rios Kerley - USA Mortgage
Mortgage Loan Originator
Our USA Mortgage team knows that the purchase of a home is a large investment, financially & emotionally. As your mortgage lender we offer customizable loan products & programs to fit individual needs, a digital process from start to finish... Show More
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The communication and the hard work that was put into getting my loan completed was awesome
Reply from Jhoana Rios Kerley - USA Mortgage
November 6th, 2025 11:31 AM
Thank you Keisha, we were so happy to help make this happen for you
Up front communication on documents needed and time line.
Jhoana Rios Kerley - USA Mortgage has received a review with 5 star rating from David
Reply from Owner
September 12th, 2024 12:00 AM
The USA Mortgage team is thrilled to hear you had a 5-star experience on your mortgage loan with us. We appreciate you choosing USA Mortgage to join you in finding your dream home and can’t wait to see you again!
Quick and responsive. Would recommend to my friends and family. They sent me personal videos with my paperwork explaining what everything meant. I really liked it.
Quick and responsive. Would recommend to my friends and family.
Reply from Owner
September 12th, 2024 12:00 AM
We are so grateful to hear you loved working with USA Mortgage, Patrick. We appreciate you choosing USA Mortgage for your home loan and we are here for you anytime. We hope to see you again for many years!
I liked Wes and the videos he sent me explaining things.
Reply from Jhoana Rios Kerley - USA Mortgage
November 6th, 2025 11:31 AM
Thanks for allowing us to help you thru this process. You were very helpful getting this done. CONGRATS!!
I greatly appreciated the very prompt and open communication.
Jhoana was great thru the process of us buying our home. Will miss talking to her.
Jhoana Rios Kerley - USA Mortgage has received a review with 5 star rating from Jenn C
Reply from Owner
September 12th, 2024 12:00 AM
Reading that you had a 5-star experience at USA Mortgage is what we strive for, Jenn. We’re driven with a passion for always improving the mortgage process by finding the right types of loans, with rates that work for you. We really appreciate...
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She made me cheek comfortable with the process and checked up on me to make sure I was doing ok with everything. Such a wonderful and smart woman!
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About
Our USA Mortgage team knows that the purchase of a home is a large investment, financially & emotionally. As your mortgage lender we offer customizable loan products & programs to fit individual needs, a digital process from start to finish, & a local team to guide you every step of the way, to ensure smooth & problem free closings. We make your mortgage fit your life. Above all else, our main goal is to provide a superior customer service experience while properly matching you with a mortgage loan product to help you realize your dream of homeownership. If you are already home & seeking to refinance, secure a 203K or apply for a reverse mortgage; we will get you the help you need close to home. At USA Mortgage, anything is possible.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
FHA Loans
NoDown
LowDown
$5,000 Guarantee
USAdvantage
Possibility Protection
Conventional Loans
USDA Home Loans
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Positions
- USA Mortgage - Senior Mortgage Loan OfficerJan 1st, 2018 - Current
Year Started
2014
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 240547
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