Jenifer Rebecca Hawkins
Loan Officer | NMLS# 1133715
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
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9 AM to 5 PM(Open now)
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closed
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Reviews from Web
Jenifer immediately answered our questions when we had a question and she was cery kind and respectful and helped us out! She is a great loan officer I would and already have recommended her to people I know!
Reply from Jenifer Rebecca Hawkins
May 4th, 2026 03:53 PM
Alexandra, I'm glad to hear that you found my assistance helpful and respectful. Your recommendation is greatly appreciated, and I'm always here to help with any future needs you may have.
Very friendly and willing to answer questions any questions we had, even at weird times of the day. She went out of her way to make our first home buying experience as easy as she could.
Reply from Jenifer Rebecca Hawkins
May 4th, 2026 07:01 PM
Matthew, I'm pleased to hear that I could make your first home buying experience easier and be available to answer your questions at any time. Your feedback is truly valued, and I'm here if you need any further assistance.
My wife and I have worked with Jen on our last three home purchases (including this one). We've always found her communication and knowledge to be excellent, and any advice she provides is always sound and trustworthy. We absolutely intend...
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Reply from Jenifer Rebecca Hawkins
April 29th, 2026 07:02 PM
Joseph, I'm grateful for your continued trust in me throughout your home purchases. It's wonderful to know that my communication and advice have been valuable to you and your wife. Your intention to refer others is truly appreciated, and I'm...
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Thank you for helping us with all the post closing efforts and resolutions. i appreciate all your hard work and look forward to showing you the new home!
Jennifer was very knowledgeable and swift with responses. She kept us up to date on new happenings and occurrences from the 1st step to the last. Very Grateful to Jenifer Hawkins for doing everything she could to make our first time home buying...
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Reply from Jenifer Rebecca Hawkins
April 6th, 2026 03:20 PM
Benjamin, your words truly resonate with me. Ensuring that your first home buying experience is positive and memorable is something I take to heart. I'm pleased to hear that you appreciated my efforts in keeping you informed and responding...
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I've worked with Jenifer at her last company, and now this company. She is the reason I went with this company for the loan. She is great to work with, very knowledgeable , communicative, and always ready to help with any questions. She goes...
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Reply from Jenifer Rebecca Hawkins
April 3rd, 2026 08:33 PM
Brian, it's incredibly rewarding to know that my dedication and efforts had such an impact on your decision to work with us at Lower. Providing support and clear communication is something I strive for with every client. Thank you for your...
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Jenifer was helpful, patient and kept us on track!
Reply from Jenifer Rebecca Hawkins
April 3rd, 2026 08:13 PM
Rosalie, I'm happy to hear that you found my assistance helpful and patient. Keeping everything on track is always a priority for me, and I'm glad it contributed to your positive experience. If you have any more questions in the future, feel...
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We loved how easy communication was with everyone at Lower. Every call or text was responded to immediately. I remember sending a text at 9pm on Sunday and Jenifer still responded! the service was great and we will definitely recommend Lower...
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Reply from Jenifer Rebecca Hawkins
March 31st, 2026 04:55 PM
I appreciate your feedback, Tristan. It's wonderful to hear that communication was smooth and responsive for you. Providing timely assistance is important to me, and I'm glad it made a positive impact on your experience with Lower. Thank you...
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Working with Jenifer Hawkins for our first home loan was an absolutely amazing experience. As first-time homebuyers, we had a lot of questions and didn’t always know what to expect, but Jenifer made the entire process feel smooth and manageable....
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Reply from Jenifer Rebecca Hawkins
March 30th, 2026 07:38 PM
I'm truly glad to know that your experience with me was positive, Hayli. Assisting first-time homebuyers is something I find very rewarding, and it's wonderful to hear that the process felt smooth and manageable for you. Ensuring your confidence...
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Jennifer is the most amazing person to work with, she is kind and was very patient with me even when I needed hand holding ( my words not hers) she had clear communication and displayed genuine empathy. I completely trust her and will currently...
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Reply from Jenifer Rebecca Hawkins
March 26th, 2026 03:13 PM
I'm pleased to hear that your experience was so positive, Jessica. It was truly a pleasure assisting you, and I'm glad that my approach worked well for your needs. Building trust and maintaining clear communication are key aspects of my work,...
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 1133715
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.