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Guild Mortgage - Jeffrey Cruz
Branch Manager | NMLS# 225971

Guild Mortgage is one of the top independent mortgage lenders in the nation*, with knowledgeable residential loan officers in your community. Guild offers deep expertise and personalized service for new home purchases and refinancing to eve... Show More
Location & Business Hours
Business Hours
Thu
8 AM to 5 PM
Fri
8 AM to 5 PM(Open now)
Sat
closed
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Reviews from Web
Mr Cruz, Jennifer and their team went over abd beyond to help me with my loan process and to see that I got the best rate possible. I was able to text or call at anytime and they were very prompt. This was my first home so I had a lot of scares...
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Jeff and his team were fantastic throughout our refinance process. They answered all our questions and went out of their way to help. Thanks for everything
-The Taplins
Jeff and his team made things happen! They provided follow up with high sense of urgency and even with a major change in my type of loan they still were able to make the deadline.
Jeff and Jordan were there every step of the way and explained everything it would take to qualify for my loan. I liked the fact that Jeff would call me to see how things were going and if I had any questions. They walked me through each step...
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Jeff, you and your team did an excellent job of helping my wife and I come up with a plan that fit our needs and vision for the property. Highest marks for all aspects of the loan. Thank you!
When I first started in Real Estate, my Broker aka Amy Karns, would hold Lunch and Learn Classes. Jeff came and gave a presentation about His company. I liked his phrase and asked him if that was true, his response along with his Smile won...
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Jeff Cruz, Thank you to you and your entire team for assisting us throughout the home buying process. Your team's professionalism and expertise were beyond our expectations.It was a grueling process, especially not being in the local area,...
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I really enjoyed working with Jeff and his team. They answered my many emails quickly and kept me informed and up to date on all the proceedings of the purchase of my house.Every step was done quickly and efficiently. They took specific concerns...
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The level of service we received from Jeff and his team was excellent. They were with us every step of the way and made it possible. We would be willing to recommend them to family and friends.
We would like to thank Jeff, his team and Christa our Realtor for helping us get our little family into our first home. We couldn't of asked for a better team with this long journey.
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About
Guild Mortgage is one of the top independent mortgage lenders in the nation*, with knowledgeable residential loan officers in your community. Guild offers deep expertise and personalized service for new home purchases and refinancing to every kind of borrower. Whether you are a first-time homebuyer, upgrading, downsizing, or investing in residential real estate, we have the loan to fit your life.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Specialities
Home Loans
Bridge
Conventional
Down Payment Assistance
Energy-efficient
FHA
Jumbo
Lock and Shop
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Positions
- Guild Mortgage - Originating Branch ManagerJul 3rd, 2023 - Current
Memberships
- National Institute of Financial Education
- San Antonio Bar Association
- Divorce Lending Association
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1994
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 225971
Gallery


Achievements
- 2025 San Antonio Magazine Top 50 LO's
- Scotsman Guide, Top Originators in the United States 2019, 2020, 2021, 2022, 2023
- San Antonio Business Journal Top 25 Loan Officers in San Antonio, 2017
Hobbies
- Guitar
- Family
- Running and exercise
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Disclaimer
I am authorized to do business in the states of Florida, Louisiana, Oklahoma and Texas.; NMLS ID: 225971; Guild Mortgage Company; Equal Housing Opportunity; Company NMLS ID 3274. www.nmlsconsumeraccess.org/.