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Guild Mortgage - Jeffrey Cruz
Branch Manager | NMLS# 225971

Guild Mortgage is one of the top independent mortgage lenders in the nation*, with knowledgeable residential loan officers in your community. Guild offers deep expertise and personalized service for new home purchases and refinancing to eve... Show More
Location & Business Hours
Business Hours
Thu
8 AM to 5 PM
Fri
8 AM to 5 PM
Sat
closed
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Reviews from Web
Jeff Cruz (and his team) are amazing! From our first conversation to closing on our house, Jeff and his team were in constant communication with us. If we had questions, no matter the time of day, his team would quickly respond. I cannot recommend...
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First of I can't say thank you enough for the hard work Jeffrey and his Team put in ..especially Bob being on top of everything ! You all are amazing! I won't tell you the details ! However, if you need someone you can't TRUST for your loan...
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When I was referred to Jeff Cruz, I was entering the market as a first time buyer. Naturally, my needs were a bit different and I had loads of questions. He provided easy to read electronic cost analysis comparisons and explained things in...
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Jeffrey Cruz was professional, very responsive, patient, knowledgeable, reliable, and kept me in the loop throughout the business dealing that I had with him. No matter how busy he gets, every time I would reach out to him about a concern,...
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Jeff came highly recommended when I began the process of purchasing a home and he did not disappoint. Jeff exuded professionalism at every step with information, follow up, explanations, processes, and timelines while still integrating a personal...
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Jeffrey was very upfront and site of what was needed to get the job done. A home loan as a small business owner that isn’t rich beyond belief as most assume we are did require some leg work on our part, the up side was everything that Jeffery...
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Jeff Cruz, Michelle Moreno and their team did a great job with helping me on the purchase of my home. They were professional, responsive, kept me informed throughout the process, and abided by their commitment to make a positive impact in their...
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Jefferey is a great loan officer. He is very knowledgeable and also friendly. I enjoyed working with him to get the loan closed because he & his team answered all my questions and worked promptly. I would definitely recommend him to anyone...
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Jeff came recommended to me and I couldn't be happier with the experience. Jeff and his team were very dedicated throughout, were available always for questions and I even received follow-up calls and messages on the weekends. His team also...
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Jeff and his team went above and beyond my expectations -- answering my many questions, guiding me through every step of the process and being supportive throughout. I could not have had better service! I feel that clarity and professionalism...
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About
Guild Mortgage is one of the top independent mortgage lenders in the nation*, with knowledgeable residential loan officers in your community. Guild offers deep expertise and personalized service for new home purchases and refinancing to every kind of borrower. Whether you are a first-time homebuyer, upgrading, downsizing, or investing in residential real estate, we have the loan to fit your life.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Specialities
Home Loans
Bridge
Conventional
Down Payment Assistance
Energy-efficient
FHA
Jumbo
Lock and Shop
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Positions
- Guild Mortgage - Originating Branch ManagerJul 3rd, 2023 - Current
Memberships
- National Institute of Financial Education
- San Antonio Bar Association
- Divorce Lending Association
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1994
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 225971
Gallery


Achievements
- 2025 San Antonio Magazine Top 50 LO's
- Scotsman Guide, Top Originators in the United States 2019, 2020, 2021, 2022, 2023
- San Antonio Business Journal Top 25 Loan Officers in San Antonio, 2017
Hobbies
- Guitar
- Family
- Running and exercise
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Disclaimer
I am authorized to do business in the states of Florida, Louisiana, Oklahoma and Texas.; NMLS ID: 225971; Guild Mortgage Company; Equal Housing Opportunity; Company NMLS ID 3274. www.nmlsconsumeraccess.org/.