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Guild Mortgage - Jeffrey Cruz
Branch Manager | NMLS# 225971

Guild Mortgage is one of the top independent mortgage lenders in the nation*, with knowledgeable residential loan officers in your community. Guild offers deep expertise and personalized service for new home purchases and refinancing to eve... Show More
Location & Business Hours
Business Hours
Thu
8 AM to 5 PM
Fri
8 AM to 5 PM
Sat
closed
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Reviews from Web
Wonderful experience working with Jeffrey Cruz and his team! Definitely recommend for anyone trying to buy or refinance we definitely feel very blessed to meet Jeff he was able to help us when we thought we had no options he brought peace of...
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Jeff and his team did such a great job! This was my first time purchasing a home, and they took the time to explain everything. They were incredibly organized, thoughtful, and punctual. I would send anyone to Jeff because I know they would...
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Jeff n his team are great to work with.
Jeff was very helpful and respondent to us with our needs and questions that needed answers in a timely manner regarding the refinance of our home. I would recommend Jeff to anyone in need of answers regarding their mortgage regardless if it...
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Being self-employed, it is not easy going through the loan process. Jeff and Morgan kept me on track and were available after normal business hours. I had tried borrowing where I bank, but there were too many hurdles not reaching people. You...
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Jeff and his team worked through several mortgage deals and refinance deals for clients and I. Tremendous team effort and dedication to their clients.
Several errors with my refi. I would not recommend this company. Seemed to be a lack of refi knowledge which compounded just about every detail. Two months after closing I got a notice that the invoice for the house inspection had not been...
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Reply from Jeffrey Cruz
March 22nd, 2021 10:08 PM
Hi John, we appreciate your feedback. I accept that we had challenges on your loan prior to closing. We aren't perfect all the time and work hard to correct things in the process and gain a better understanding with the goal of always serving...
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Jeff is very nice and helped me in timely closure and lowest interest rate.
I can't recommend Jeff strongly enough. I am a recent first time home buyer and knew next to nothing about the home buying process when I started on my journey a year ago. Jeff sat down with me and explained the whole process to me, answering...
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Jeffrey Cruz and his team did an outstanding job with our mortgage refinance. He was very knowledgeable and answered all of our questions. His team stayed on top of all the paperwork that was necessary and was easy to work with. I would definitely...
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About
Guild Mortgage is one of the top independent mortgage lenders in the nation*, with knowledgeable residential loan officers in your community. Guild offers deep expertise and personalized service for new home purchases and refinancing to every kind of borrower. Whether you are a first-time homebuyer, upgrading, downsizing, or investing in residential real estate, we have the loan to fit your life.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Specialities
Home Loans
Bridge
Conventional
Down Payment Assistance
Energy-efficient
FHA
Jumbo
Lock and Shop
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Positions
- Guild Mortgage - Originating Branch ManagerJul 3rd, 2023 - Current
Memberships
- National Institute of Financial Education
- San Antonio Bar Association
- Divorce Lending Association
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1994
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 225971
Gallery


Achievements
- 2025 San Antonio Magazine Top 50 LO's
- Scotsman Guide, Top Originators in the United States 2019, 2020, 2021, 2022, 2023
- San Antonio Business Journal Top 25 Loan Officers in San Antonio, 2017
Hobbies
- Guitar
- Family
- Running and exercise
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Disclaimer
I am authorized to do business in the states of Florida, Louisiana, Oklahoma and Texas.; NMLS ID: 225971; Guild Mortgage Company; Equal Housing Opportunity; Company NMLS ID 3274. www.nmlsconsumeraccess.org/.