

Jeff Scherber
Sr. Mortgage Advisor | NMLS# 369524

At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
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Business Hours
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9 AM to 5 PM(Open now)
Sat
closed
Sun
closed
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Jeff is extremely good at his job and very knowledgeable always answers his phone it was a great experience.
An absolutely fantastic experience despite my budget changing and a last minute withdrawal thrown into the mix.
Jeff answered all of our questions in a timely manner. He gave very clear instructions on the documents we needed to e-sign and made our closing seamless.
Jeff's years of experience
rates and costs
The ease
When I had questions, I received responses right away. When I had trouble getting some of the paperwork, people were understanding and helpful.
The fact that he listened and understood what we were looking for and kept the focus on what was needed
From the start Jeff communicated effectively and was very timely with communication and follow up. When issues arose Jeff was quick to offer solutions and help resolve them. He was by far the best I have had the opportunity to work with. I...
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
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Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 369524
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.