Jeff Scherber
Sr. Mortgage Advisor | NMLS# 369524
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM(Open now)
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Turn around time in less than thirty days
Ease of application by on line servicing
Over all communication good
I had been wondering about the rates going down and the possibility of my refinancing- Jeff called me and made it happen within a few weeks.
The process was effective and smooth. Everyone was professional and great to work with!
Jeff has gone above and beyond for us since day one. We have experienced such awesome customer service with everyone we have crossed paths with on this home buying and refinancing journey. Thank you all for that you do. We appreciate it so...
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Speed, efficiency and honesty. Thanks
Timely communication on documents needed for the entire refinancing process,and quick submission of documents to the loan officer.
Timely communication on documents needed for the entire refinancing process,and quick submission of documents to the loan officer. Regular feedback from my loan officer on the progress of the refinance made hinted me of the quick closing date....
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Timely communication on documents needed for the entire refinancing process,and quick submission of documents to the loan officer. Regular feedback from my loan officer on the progress of the refinance made hinted me of the quick closing date....
read more
It was quick and easy. Something you don't see from paperwork ever.
Good communication, very responsive to questions
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
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Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 369524
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.