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Jeff Miltenberger at NFM Lending
Branch Manager | NMLS# 108278

With 100 years of combined experience in mortgage lending, my team and I have seen it all. The one thing that continues to motivate me in this business is working with clients and helping them achieve their goals of home ownership. We’ve wo... Show More
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We bought a home with Jeff and have done 2 Regis with him and all 3 went very well
Great rates, great customer service and very prompt answers. They explained everything well and cleared all my doubts.
Jeff and his team were so helpful throughout the process of purchasing our first home. He provided helpful guidance, and was always very prompt in his responses to us. He and his team were all very helpful throughout closing, communicative,...
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The instructions were very clear in getting our refinance processed. The staff were very friendly and timely in their responses to any questions I had. I'd certainly use NFM Lending in the future.
This is the second time we worked with Jeff, although it took 6 months to do our refinance, it worked in our favor, we worked very hard to try and get our credit scores higher to get the lower rate, Jeff continued to assure us that we would...
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Over all the process was fairly uneventful which I liked. However I was displeased over issues that should have been caught and some answers to questions that i depended on that were actually incorrect. But the issues were resolved and a satisfactory...
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NFM Lending was so great to work with. Jeff and his team were professional, quick and a joy. Thank you all again!
He earned my trust and I value and appreciate his financial savvy and abilities based on him handling the original loan and first refinance on my home. Jeff and his team are dedicated to overcoming obstacles and getting the job done. In the...
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We were always impressed by Jeff from our previous transaction with him. Everything seems to be smooth sailing from beginning to end. A miscommunication that happened from this transaction was quickly resolved that same day by his team member....
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Jeff was really helpful and informative, not to mention he handled most of the communication with me - that made me personally feel taken care of.
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About
With 100 years of combined experience in mortgage lending, my team and I have seen it all. The one thing that continues to motivate me in this business is working with clients and helping them achieve their goals of home ownership. We’ve worked with thousands of clients over the years, and each one is unique. Whether you are a first time home buyer or an experienced homeowner, your experience is super important to us. We’ve found that no matter your background, knowledge is the key to a successful home buying experience. We have created a team and process that is second to none, all with you in mind.
I want to thank you for your trust and I look forward to working with you for the first, second, or 15th time!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
Adjustable Rate Mortgages
Specialities
VA Loans
FHA Loans
Cash Out Refinances
Down Payment Assistance Programs
Unique Income
Credit Repair Assistance
Long Term Home Ownership Planning
RSU Income
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1994
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 108278
Awards
CEO Club - NFM Len...
Scotsman Guide Top...
Achievements
- #1 Dad
- Scotsman Guide Top Producer
- Top Lender at NFM Lending
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Hobbies
- Boating
- Visiting Daughters at College
- Team Dinners
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Disclaimer
NFM Lending, LLC does business as NFM Lending. NFM Lending, LLC’s Nationwide Mortgage Licensing System (NMLS) Company Identifier Number is 2893 (https://www.nmlsconsumeraccess.org) For additional licensing information, please visit: https://www.nfmlending.com/licensing/. NFM Lending, LLC is not affiliated with, or an agent or division of, a governmental agency or a depository institution. Copyright © 2026.