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Jeff Miltenberger at NFM Lending
Branch Manager | NMLS# 108278

With 100 years of combined experience in mortgage lending, my team and I have seen it all. The one thing that continues to motivate me in this business is working with clients and helping them achieve their goals of home ownership. We’ve wo... Show More
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Reviews from Web
Jeff and Karise have been very helpful from the beginning until the end. They also easy to reach out and always give us an update for the process
Jeff and his team made sure we got the best rate and care for our loan. Pleasant experience.
Jeff is very smart and helpful. We look forward to working with him soon on our future dreams.
Jeff has guided us through this mortgage and previous home loans with promptness and professionalism.
Very friendly and professional. Made it really easy.
Jeff and his team were easy to work with, efficient and pleasant throughout the refinance process.
Jeff and the whole team are very knowledgeable, fast, and responsive. It was great and easy working with you all.
Jeff is very knowledgeable and his team his very responsive. This is the 3rd time I've worked with Jeff and I've had a great experience every time!
Smooth and painless transaction. Highly recommend.
Jeff did a GREAT job with the loan for our first home, and only months later helped us to re-fi to a new loan program at an even lower rate! He has saved us tens-of-thousands of dollars over the life of our home loan. No-one should EVER buy...
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About
With 100 years of combined experience in mortgage lending, my team and I have seen it all. The one thing that continues to motivate me in this business is working with clients and helping them achieve their goals of home ownership. We’ve worked with thousands of clients over the years, and each one is unique. Whether you are a first time home buyer or an experienced homeowner, your experience is super important to us. We’ve found that no matter your background, knowledge is the key to a successful home buying experience. We have created a team and process that is second to none, all with you in mind.
I want to thank you for your trust and I look forward to working with you for the first, second, or 15th time!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
Adjustable Rate Mortgages
Specialities
VA Loans
FHA Loans
Cash Out Refinances
Down Payment Assistance Programs
Unique Income
Credit Repair Assistance
Long Term Home Ownership Planning
RSU Income
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1994
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 108278
Awards
CEO Club - NFM Len...
Scotsman Guide Top...
Achievements
- #1 Dad
- Scotsman Guide Top Producer
- Top Lender at NFM Lending
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Hobbies
- Boating
- Visiting Daughters at College
- Team Dinners
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Disclaimer
NFM Lending, LLC does business as NFM Lending. NFM Lending, LLC’s Nationwide Mortgage Licensing System (NMLS) Company Identifier Number is 2893 (https://www.nmlsconsumeraccess.org) For additional licensing information, please visit: https://www.nfmlending.com/licensing/. NFM Lending, LLC is not affiliated with, or an agent or division of, a governmental agency or a depository institution. Copyright © 2026.