

Jeff Marsack
Regional Manager | NMLS# 136883

At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
Jimmy Miller is the best in the business. He has helped me refinance twice and it has been quick and painless. I would recommend going to Jimmy Miller to friends or family that need assistance regarding refinancing or getting a mortgage. I...
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Jeff and team are amazing to work with. Two- time client and would not hesitate to recommend to anyone.
Reply from Owner
January 13th, 2021 02:57 PM
After all you had to go thru with the sale of your condo, I'm so glad it all came together for you. Congrats and enjoy your beautiful new home. -Jeff
I recently got interested in buying my first home. Not knowing anything about the process was a little intimidating. I was referred to the Marsack Mortgage Team by my realtor Toby Masters. It was by far the best recommendation I received. I...
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Reply from Owner
November 23rd, 2020 05:11 PM
Thank YOU so much for the very kind words. We love helping nice folks like you guys. Keep in touch and Happy Holidays.
Jeff and his team walked us through our mortgage process every step of the way, and strategically processed everything to boot. I would recommend Marsack Mortgage to anyone looking for a new home or re-financing.
Reply from Owner
November 13th, 2020 02:21 PM
Thank you Krista and enjoy that beautiful new home!
The Marsack Mortgage Team was unbelievable to work with in every positive way. They treat you like family and truly care that you have the best experience possible. They don't treat you like a major mortgage company. If you call them they are...
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Reply from Owner
August 25th, 2020 06:43 PM
Ed & Kathy, Thank you so much for the kind words and recommendation. Glad we got you away from the "Bank Bank" and saved you more money and a whole lot less headaches! Reach out anytime if we can be of service.
Recently refinanced on my home using the Marsack Mortgage Team and I couldn’t be happier! Jeff and his team got me a great rate and closed fast! If your looking for a mortgage professional that is responsive, dedicated, and looking out for...
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Today my fiancé and I are closing on our home! We are very grateful for the wonderful support and experience Jim Miller provided us during this time. It was a very smooth process and Jim was always there to answer any questions at any time!...
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My husband and I closed on our new house a few weeks ago and Jimmy was the best!! The process was so smooth and he was always available to answer our questions and was so knowledgeable about the whole process. We were so comfortable throughout...
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We have worked with The Marsack Team for our mortgage and two refinances and could not be happier with the service they continue to provide. Jeff and his team are so responsive and accommodating to any question or concerns we have. They make...
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Jimmy and Jeff at Marsack Mortgage make the process of refinancing so easy and quick. For someone working in the healthcare field with minimal understanding of the mortgage world, Jimmy was professional, respectful, and quick to answer all...
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
DSCR Loans
Fixed-Rate 40-Year Mortgage
HECM for Purchase
Home Equity Conversion Mortgages(HECM)
Funding for Aging in Place
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Addresses and Serving Areas
Primary Serving Area
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 136883
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.