

Jay Cunningham
Senior Mortgage Loan Originator | NMLS# 224938

Jay Cunningham has been a part of the First State Mortgage team since 2011. With more than 24 years of extensive and in-depth experience in the real estate and finance industries, Jay has helped thousands of borrowers acquire their American... Show More
Location & Business Hours
Business Hours
Tues
8 AM to 5 PM
Wed
8 AM to 5 PM
Thu
8 AM to 5 PM
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Reviews from Web
Jay was readily available throughout the transaction and always kept me informed of where things were with this loan. I would highly recommend him to clients in the future.
Process was simple
After financing several homes with his group, they continue to serve with a high personal touch and response. Thank you all.
Excellent communication and not just to me, but also my realtor and attorney. They made getting in touch extremely easy. If they missed a call they'd call be minutes later. They truly make your schedule theirs.
Jay was a great communicator. Loan closed on time as promised
Jay made sure to answer all our questions and was very thorough with all our options. I give Jay 10 out of 10.
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always available and connected to clients and agent making for an easy and quick transaction! Jay is great !
I appreciated that Jay is extremely thorough. He walked me through every step of the process and was always available to answer questions.
Jay is the best to work with because he really takes time to explain everything and answer all questions. Jay is great at being available and helping you through the whole process. I would highly recommend working with him!
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About
Jay Cunningham has been a part of the First State Mortgage team since 2011. With more than 24 years of extensive and in-depth experience in the real estate and finance industries, Jay has helped thousands of borrowers acquire their American Dream. Featured in Metro Chicago Real Estate magazine as one of Chicagoland’s leading loan originators, Jay has been the highest producing originator in his office since transitioning from the real estate industry over 17 years ago. Recently he was honored as one of the company’s “Top Ten” originators nationwide.
Jay takes great pride in the fact that every customer is treated with respect regardless of their financial profile.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Fixed Rate Mortgages
Adjustable Rate Mortgages
USDA Loans
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Positions
- First State Mortgage - Senior Loan Officer NMLS 224938Jan 1st, 2001 - Aug 24th, 2026
- Luminate Bank - Senior Mortgage Loan OriginatorAug 25th, 2026 - Current
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 224938