Jay Cunningham
Senior Mortgage Loan Originator | NMLS# 224938
Jay Cunningham has been a part of the First State Mortgage team since 2011. With more than 24 years of extensive and in-depth experience in the real estate and finance industries, Jay has helped thousands of borrowers acquire their American... Show More
Location & Business Hours
Business Hours
Tues
8 AM to 5 PM
Wed
8 AM to 5 PM
Thu
8 AM to 5 PM
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Reviews from Web
I have been working with Jay Cunningham for probably 20 years or better. Of all the banks available to me. My trust in Jay is uncompromised as he has helped me through the toughest times why not get the rewards of the good Times
I am not tech savvy and Jay walked me through the whole process , without his help I would of been very stressed , but he walked me through every process.
Jay was extremely knowledge and helped us navigate the process. He was also very responsive to any questions we had.
jay is a very hands on Agent, Willing to take all the time needed to make the client fell comfortable with the process. he is always willing and will take calls at any time.
It was a great experience because throughout the transaction Jay and his team were always on top of everything that needed to be done. Quick to respond to call and emails. Overall a job well done.
Mr. Cunningham was very communicative, thorough, and competent. Always a pleasure knowing I never have to worry about the lending side. On this particular deal, he went 'above and beyond" for a very difficult transaction.
Jay Cunningham was thorough, efficient and very knowledgeable about my loan. He helped me tremendously after a very bad experience with Rocket Mortgage. WE could not have closed on our condo without First State mortgage and specifically JAY....
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Good communication and everything stayed on schedule.
J is the best and easy to work with. Thanks for your help in our Loan
Explanations of the details is very useful in understanding where the fees and costs are originating from
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About
Jay Cunningham has been a part of the First State Mortgage team since 2011. With more than 24 years of extensive and in-depth experience in the real estate and finance industries, Jay has helped thousands of borrowers acquire their American Dream. Featured in Metro Chicago Real Estate magazine as one of Chicagoland’s leading loan originators, Jay has been the highest producing originator in his office since transitioning from the real estate industry over 17 years ago. Recently he was honored as one of the company’s “Top Ten” originators nationwide.
Jay takes great pride in the fact that every customer is treated with respect regardless of their financial profile.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Fixed Rate Mortgages
Adjustable Rate Mortgages
USDA Loans
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Positions
- First State Mortgage - Senior Loan Officer NMLS 224938Jan 1st, 2001 - Aug 24th, 2026
- Luminate Bank - Senior Mortgage Loan OriginatorAug 25th, 2026 - Current
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 224938