

Jay Cunningham
Senior Mortgage Loan Originator | NMLS# 224938

Jay Cunningham has been a part of the First State Mortgage team since 2011. With more than 24 years of extensive and in-depth experience in the real estate and finance industries, Jay has helped thousands of borrowers acquire their American... Show More
Location & Business Hours
Business Hours
Fri
8 AM to 5 PM
Sat
closed
Sun
closed
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Reviews from Web
Jay does such a thorough job of communicating and explaining everything in great detail. He leaves no questions unanswered.
These are challenging time's and Jay did a great job, I would use him again!
Jay is a great guy, knowledgeable and keeps in touch during the entire process. Painless and rewarding!
Jay was in constant communication and clearly answered all questions I had.
Jay was great to work with throughout the process of the home purchase. Would recommend him to family and friends.
Jay was referred to me by a friend and was an absolute pleasure to work with. He was extremely responsive through out the entire process. He took the time to walk me through the details of every step along the way. I would totally recommend...
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Easy to talk to, relatable, and he makes the process easy
Jay was incredibly thorough and made sure to call and touch base along every step of the way. He took the time to explain everything and was incredibly prompt in answering any and all questions.
Ease of process and the closing as well as the cost and rates offered.
Knows how to make it work and keeps me informed at all time.
341–350 of 593
About
Jay Cunningham has been a part of the First State Mortgage team since 2011. With more than 24 years of extensive and in-depth experience in the real estate and finance industries, Jay has helped thousands of borrowers acquire their American Dream. Featured in Metro Chicago Real Estate magazine as one of Chicagoland’s leading loan originators, Jay has been the highest producing originator in his office since transitioning from the real estate industry over 17 years ago. Recently he was honored as one of the company’s “Top Ten” originators nationwide.
Jay takes great pride in the fact that every customer is treated with respect regardless of their financial profile.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Fixed Rate Mortgages
Adjustable Rate Mortgages
USDA Loans
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Positions
- First State Mortgage - Senior Loan Officer NMLS 224938Jan 1st, 2001 - Aug 24th, 2026
- Luminate Bank - Senior Mortgage Loan OriginatorAug 25th, 2026 - Current
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 224938