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Jay Cunningham - Senior Mortgage Loan Originator | NMLS# 224938 in Minneapolis, MN

Jay Cunningham

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Senior Mortgage Loan Originator | NMLS# 224938

Company Logo
Jay Cunningham has been a part of the First State Mortgage team since 2011. With more than 24 years of extensive and in-depth experience in the real estate and finance industries, Jay has helped thousands of borrowers acquire their American... Show More
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Location & Business Hours
Business Hours
Tues
8 AM to 5 PM
Wed
8 AM to 5 PM
Thu
8 AM to 5 PM
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Overall Ratings
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5 Star
96%
4 Star
3%
3 Star
0%
2 Star
1%
1 Star
0%
Reviews from Web
  • FTP
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    Paola V
    Saint Charles, IL
    Posted on June 30th, 2020 08:10 PM
    After a long drawn out process with a previous lender, Jay and his team took up our loan last minute and got the job done in 3 weeks. Jay made himself available late into the night to communicate what was still needed, and explain the process....
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    James W
    Wheaton, IL
    Posted on June 30th, 2020 07:39 PM
    Provided competitive rates and costs, and was extremely responsive throughout the refinancing process.
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    Stephen H
    Naperville, IL
    Posted on June 30th, 2020 02:09 AM
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    Jason W
    Lockport, IL
    Posted on June 28th, 2020 10:24 PM
    Jay is helpful in offering advice and answering questions. We have used Jay’s services in the past and will use his services again in the future.
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    Jason C
    Batavia, IL
    Posted on June 11th, 2020 05:59 PM
    The entire refinance process was simple and fast. Jay and Bryson were great to work with. The only suggestion I have is to provide a timeline of the refinance process and a few instructions for each step. Thanks!
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    Donna J
    Aurora, IL
    Posted on June 8th, 2020 08:45 PM
    Jay was able to expedite the process which helped in moving timing.
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    Jeffrey C
    Yorkville, IL
    Posted on June 5th, 2020 12:53 AM
    We have worked with Jay several times over the years and will always go back to refi or on our next mortgage!! Keep up the amazing work!
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    William R
    Bartlett, IL
    Posted on June 2nd, 2020 02:12 AM
    Easy and professional
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    Andrew T
    Gurnee, IL
    Posted on June 2nd, 2020 12:15 AM
    Jay was fantastic!
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    Kerry M
    Mesa, AZ
    Posted on May 30th, 2020 02:55 PM
    Jay went above and beyond to close this deal on time. He was always communicative and honest and pushed hard to do his best. And he did!
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    About
    Jay Cunningham has been a part of the First State Mortgage team since 2011. With more than 24 years of extensive and in-depth experience in the real estate and finance industries, Jay has helped thousands of borrowers acquire their American Dream. Featured in Metro Chicago Real Estate magazine as one of Chicagoland’s leading loan originators, Jay has been the highest producing originator in his office since transitioning from the real estate industry over 17 years ago. Recently he was honored as one of the company’s “Top Ten” originators nationwide. Jay takes great pride in the fact that every customer is treated with respect regardless of their financial profile.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Mortgage Refinance
    Fixed Rate Mortgages
    Adjustable Rate Mortgages
    USDA Loans
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    Positions
    • First State Mortgage - Senior Loan Officer NMLS 224938
      Jan 1st, 2001 - Aug 24th, 2026
    • Luminate Bank - Senior Mortgage Loan Originator
      Aug 25th, 2026 - Current

    Time Zone

    Central Standard Time (CST)
    Licenses
    • NMLS# 224938