

Jay Cunningham
Senior Mortgage Loan Originator | NMLS# 224938

Jay Cunningham has been a part of the First State Mortgage team since 2011. With more than 24 years of extensive and in-depth experience in the real estate and finance industries, Jay has helped thousands of borrowers acquire their American... Show More
Location & Business Hours
Business Hours
Tues
8 AM to 5 PM
Wed
8 AM to 5 PM
Thu
8 AM to 5 PM
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Reviews from Web
Jay has always been a great person to work with! He is available almost all the time. He takes the time to answer questions, and is very knowledgeable!
Continuous communication and a successful closing without any delays.
Very responsive, knowledgeable person. Patient and explained the process very well. Great to work with.
Always communicated and answered questions
Refinance was completed in a short time. Support from staff was excellent. No problems at closing
Jay is always great to work with. He is very personable, helps you understand the process, and makes sure to go over everything with you.
Great communication throughout the process. Jay made everything easy to understand. His support and help throughout the process was very much appreciated.
Another great experience
Jay is very professional and his loan estimates are accurate and close to what I bought on the closing table.No hidden cost wonderful experience
Jay was very approachable, sociable, and generally a happy person. He was able to simplify complex documents to be palatable to someone unfamiliar with most of the verbiage
191–200 of 593
About
Jay Cunningham has been a part of the First State Mortgage team since 2011. With more than 24 years of extensive and in-depth experience in the real estate and finance industries, Jay has helped thousands of borrowers acquire their American Dream. Featured in Metro Chicago Real Estate magazine as one of Chicagoland’s leading loan originators, Jay has been the highest producing originator in his office since transitioning from the real estate industry over 17 years ago. Recently he was honored as one of the company’s “Top Ten” originators nationwide.
Jay takes great pride in the fact that every customer is treated with respect regardless of their financial profile.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Fixed Rate Mortgages
Adjustable Rate Mortgages
USDA Loans
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Positions
- First State Mortgage - Senior Loan Officer NMLS 224938Jan 1st, 2001 - Aug 24th, 2026
- Luminate Bank - Senior Mortgage Loan OriginatorAug 25th, 2026 - Current
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 224938