

Jay Cunningham
Senior Mortgage Loan Originator | NMLS# 224938

Jay Cunningham has been a part of the First State Mortgage team since 2011. With more than 24 years of extensive and in-depth experience in the real estate and finance industries, Jay has helped thousands of borrowers acquire their American... Show More
Location & Business Hours
Business Hours
Fri
8 AM to 5 PM
Sat
closed
Sun
closed
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Reviews from Web
Jay and his team makes the process from start to close absolutely seamless. He is my go to lender and amazing at communicating throughout the process. Looking forward to continued partnership in 2022.
I have worked several times with Jay and his knowledge and experience is outstanding will keep working with him on the future. Thanks Jay
Availability for questions. Prompt answers to those questions. Assistance with the technical aspects of the closing.
I got to know First State Mortgage through my best friend Tina and this company really cares about their clients and works very hard to make sure they are getting their clients the best deal possible. I can't speak highly enough about Jay who...
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Great communication and service repeatedly!
Jay and his team answered our questions thoroughly and explained in detail everything they asked from us. This is the first time we bought a house and they made the process a breeze. They were very easy to get a hold of and if a call was missed...
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Great communication with Jay and his team. I appreciated the thorough explanations of different parts of the process.
Over the course of several mortgage projects, Jay has consistently distinguished himself for extraordinarily prompt and clear communication. He is always looking out for us in these transactions and we're grateful.
Jay always takes the time to make all his client comfortable and understand the entire process.
great support from whole team including Bryson
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About
Jay Cunningham has been a part of the First State Mortgage team since 2011. With more than 24 years of extensive and in-depth experience in the real estate and finance industries, Jay has helped thousands of borrowers acquire their American Dream. Featured in Metro Chicago Real Estate magazine as one of Chicagoland’s leading loan originators, Jay has been the highest producing originator in his office since transitioning from the real estate industry over 17 years ago. Recently he was honored as one of the company’s “Top Ten” originators nationwide.
Jay takes great pride in the fact that every customer is treated with respect regardless of their financial profile.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Fixed Rate Mortgages
Adjustable Rate Mortgages
USDA Loans
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Positions
- First State Mortgage - Senior Loan Officer NMLS 224938Jan 1st, 2001 - Aug 24th, 2026
- Luminate Bank - Senior Mortgage Loan OriginatorAug 25th, 2026 - Current
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 224938