

Jay Cunningham
Senior Mortgage Loan Originator | NMLS# 224938

Jay Cunningham has been a part of the First State Mortgage team since 2011. With more than 24 years of extensive and in-depth experience in the real estate and finance industries, Jay has helped thousands of borrowers acquire their American... Show More
Location & Business Hours
Business Hours
Fri
8 AM to 5 PM
Sat
closed
Sun
closed
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Reviews from Web
Easy to work with
Jay Cunningham was truly there for my clients every step during the loan process! His consistent follow up knowledge of the market and loan process truly over exceeded my client’s expectations!
Jay walked us through everything in detail so we knew all the fine details and what each form meant
Jay is an true expert with years of experience. He is personable and highly responsive and always offers a positive perspective.
Jay was such a pleasure to work with! He answered all of our questions and explained everything in depth to us thoroughly! I'd highly recommend him to anyone!
Communicated every step of the way.
Jay was available and was able to get things done!
Jay is so amazing. We have been using Jay for years. Even went so far as to use him with our home purchase in Virginia. We purposely stayed out of Maryland so we could use Jay as our broker. 10 star personality, sense of humor, communication,...
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Jay did an amazing job and is always very responsive. I trust his pre-approvals and ability to close.
Jay is a skilled professional who has consistently provided my clients with a high level of customer service.
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About
Jay Cunningham has been a part of the First State Mortgage team since 2011. With more than 24 years of extensive and in-depth experience in the real estate and finance industries, Jay has helped thousands of borrowers acquire their American Dream. Featured in Metro Chicago Real Estate magazine as one of Chicagoland’s leading loan originators, Jay has been the highest producing originator in his office since transitioning from the real estate industry over 17 years ago. Recently he was honored as one of the company’s “Top Ten” originators nationwide.
Jay takes great pride in the fact that every customer is treated with respect regardless of their financial profile.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Fixed Rate Mortgages
Adjustable Rate Mortgages
USDA Loans
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Positions
- First State Mortgage - Senior Loan Officer NMLS 224938Jan 1st, 2001 - Aug 24th, 2026
- Luminate Bank - Senior Mortgage Loan OriginatorAug 25th, 2026 - Current
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 224938