

Jay Cunningham
Senior Mortgage Loan Originator | NMLS# 224938

Jay Cunningham has been a part of the First State Mortgage team since 2011. With more than 24 years of extensive and in-depth experience in the real estate and finance industries, Jay has helped thousands of borrowers acquire their American... Show More
Location & Business Hours
Business Hours
Fri
8 AM to 5 PM
Sat
closed
Sun
closed
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Reviews from Web
Timely and professional interactions
Very attentive and responsive service!
Courteous, friendly, knowledgeable and helpful at all times. A great and reliable partner in every transaction.
Working with Jay and First State Mortgage was one of the easiest transactions I have ever done. They were fast and efficient. I look forward to working with them again.
Jay was easy to work with, followed up with me in a timely manner and was able to explain things in a way that made sense. I felt informed and confident in my home buying experience with Jay!
Jay is very thorough and is very supportive. He takes the time to ensure his clients understand what they're looking at.
Jay has super communications with his clients though out the entire process. He never drops the ball. he is there thru closing And beyond.
Steve
Very good communication
Communication was great
We are first time home buyer and Jay helped us with all our questions with regards to the home loan, Jay was very patience with us with all our questions and would always have quickest response on email or phone. Jay is very professional and...
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About
Jay Cunningham has been a part of the First State Mortgage team since 2011. With more than 24 years of extensive and in-depth experience in the real estate and finance industries, Jay has helped thousands of borrowers acquire their American Dream. Featured in Metro Chicago Real Estate magazine as one of Chicagoland’s leading loan originators, Jay has been the highest producing originator in his office since transitioning from the real estate industry over 17 years ago. Recently he was honored as one of the company’s “Top Ten” originators nationwide.
Jay takes great pride in the fact that every customer is treated with respect regardless of their financial profile.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Fixed Rate Mortgages
Adjustable Rate Mortgages
USDA Loans
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Positions
- First State Mortgage - Senior Loan Officer NMLS 224938Jan 1st, 2001 - Aug 24th, 2026
- Luminate Bank - Senior Mortgage Loan OriginatorAug 25th, 2026 - Current
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 224938