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Jay Clayton at CrossCountry Mortgage
Originating Branch Manager | NMLS #1983764

Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Scottsdale, AZ. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner consid... Show More
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Reviews from Web
Jay and Oscar are the best. They got done a loan I never thought would be possible. They are great from start to finish.
Reply from Jay Clayton at CrossCountry Mortgag...
August 24th, 2026 09:39 PM
I'm pleased to hear that you had a great experience working with Oscar and me, Adam. It's wonderful to know we could assist with a loan you thought might not be possible. If you have any further questions or need assistance in the future, feel...
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My refi was not an easy one! I appreciate the patience and diligence Jay and Oscar had throughout the process!
Reply from Jay Clayton at CrossCountry Mortgag...
August 24th, 2026 09:39 PM
I'm grateful for your feedback, Teresa. I'm pleased to hear that you appreciated the patience and diligence Oscar and I provided during your refinancing process. If you have any further questions or need assistance in the future, please don't...
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Jay and his team are the best in the business! Always available for calls/questions and they take the utmost care on every step of the process.
Reply from Jay Clayton at CrossCountry Mortgag...
August 24th, 2026 09:39 PM
Thank you, Adam, for your positive feedback. I'm pleased to hear that you appreciated our availability and attention to detail throughout the process. If you have any more questions or need further assistance, feel free to reach out.
Jay and team made the loan process extremely seamless. I appreciate the level of detail I received from Jay anytime we communicated by phone or email. The entire team at Academy Mortgage was responsive anytime I had questions and got back to...
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Reply from Jay Clayton at CrossCountry Mortgag...
August 24th, 2026 09:39 PM
I'm glad to hear that the loan process was seamless for you, Luis. Your appreciation for the detailed communication and responsiveness from me and the team means a lot. I look forward to assisting any friends and family you recommend to us...
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Communication through the whole process was awesome. Jay Clayton and his team were very persistent on getting this loan app drives. great experience overall 10 out of 10 highly recommend Jay Clayton and his team.
Reply from Jay Clayton at CrossCountry Mortgag...
August 24th, 2026 09:39 PM
Thank you for your feedback, Manuel. I'm pleased to hear that the communication throughout the process was awesome and that you had a great experience overall. Your recommendation is greatly appreciated, and if you have any further questions...
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This was such an amazing experience with your team everyone was professional and nice and explained everything to my understanding.
Thank you
Reply from Jay Clayton at CrossCountry Mortgag...
August 24th, 2026 09:39 PM
I'm grateful for your feedback, Marina. It's good to know that you found the experience professional and that everything was explained clearly. If you have any further questions or need assistance, please feel free to reach out.
Jay and his team were helpful through every step. Thanks so much.
Reply from Jay Clayton at CrossCountry Mortgag...
August 24th, 2026 09:39 PM
Thank you, Lomand. I'm pleased to hear that my team and I could assist you at every step. Your appreciation means a lot to us.
Anytime l call that were right their for us.
Reply from Jay Clayton at CrossCountry Mortgag...
August 24th, 2026 09:39 PM
I'm glad to hear that you felt supported whenever you reached out, Jeffry. It's important to me to be available and responsive to your needs. If there's anything else I can assist with, please let me know.
Great communication and pleasant to work with.
Reply from Jay Clayton at CrossCountry Mortgag...
August 24th, 2026 09:39 PM
Thank you, Julie. I'm pleased to hear that you found the communication effective and enjoyed working with me. If there's anything more you need, feel free to reach out.
Jay and his team were great to work with, his timeliness with picking up the phone or returning calls was amazing as well.
Reply from Jay Clayton at CrossCountry Mortgag...
August 24th, 2026 09:39 PM
I appreciate your positive feedback, Anthony. It's good to know that my team's responsiveness and communication met your expectations. If you ever need assistance again, feel free to reach out.
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Scottsdale, AZ. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #1983764 | Branch NMLS #2012322
Products & Services
Mortgage Lender
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Reverse Mortgage
Cash-Out Refinances
Non-QM
DSCR Loans
Bank Statement Mortgages
Specialities
VA Loans
Purchase Loans
Refinance Loans
Reverse Mortgage
HELOC
Jumbo Loans
Non-QM Loans
DSCR Loans
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Positions
- CrossCountry Mortgage - Branch ManagerAug 11th, 2026 - Current
Memberships
- MBS Live
- Disabled American Veterans
- Wounded Warrior's
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Year Started
2020
Time Zone
Pacific Standard Time (PST)
Licenses
- 1983764
Gallery



Awards
Rookie of the year...
Executive Club 202...
Executive Club 202...
Achievements
- Rookie of the year 2021
- Executive Club 2022
- Executive Club 2021
Hobbies
- Spending time with my Kids
- Outdoors
- Fishing
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Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095