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Jay Clayton at CrossCountry Mortgage
Originating Branch Manager | NMLS #1983764

Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Scottsdale, AZ. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner consid... Show More
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Reviews from Web
The transaction went smoth and on time I will refer my clients to check with you for their mortgage application.
Reply from Jay Clayton
August 29th, 2026 10:59 PM
Sandra, we're grateful to hear that your transaction went smoothly and on time. We appreciate your willingness to refer your clients to us for their mortgage needs.
The best agent ever!!!
Reply from Owner
August 18th, 2026 03:40 PM
Thank you, Brian! I really appreciate the kind words and your trust. It was a pleasure working with you, and I’m always here whenever you need help with a mortgage or home-financing question in the future!
Jay Clayton at CrossCountry Mortgage has received a review with 5 star rating from Lana W
Reply from Owner
August 18th, 2026 03:42 PM
Thank you so much for the 5-star review, Lana! I truly appreciate your trust and support, and I’m grateful you took the time to share your experience.
The staff was professional, knowledgeable and went out of their way to help you.
Reply from Jay Clayton at CrossCountry Mortgag...
August 24th, 2026 09:40 PM
Lana, I'm pleased to hear that you found the staff professional and knowledgeable. It's important to me that we go out of our way to assist our clients. If you ever need further assistance, please feel free to reach out.
Awesome experience. I would work with him again!
Reply from Owner
August 18th, 2026 03:46 PM
Thank you, Amanda! I’m so glad you had such a positive experience. I truly appreciate your trust and would be happy to work with you again anytime you need help with a mortgage or home financing.
Responsive, efficient, kind and fast! Loved working with Jay!
Reply from Jay Clayton at CrossCountry Mortgag...
August 24th, 2026 09:40 PM
Amanda, thank you for your kind words. I'm glad to hear that you enjoyed working with me and found the process efficient and responsive. If you ever need assistance again, feel free to reach out.
Seamless process and communication
Reply from Jay Clayton at CrossCountry Mortgag...
August 24th, 2026 09:40 PM
Erin, I'm grateful to hear that you found the process seamless and the communication effective. Your feedback is truly appreciated, and I'm here if you need any further assistance.
Jay made our transaction seamless and easy. He and Oscar were on top of everything to make it go quickly. I didn’t have to follow up with them or ask where we were in the process. Highly recommend their team!
Reply from Owner
August 18th, 2026 03:52 PM
Thank you so much for the thoughtful review! I’m glad we were able to make the process feel seamless, keep everything moving quickly, and stay ahead of the communication so you never had to chase us for an update. My team and I truly appreciate...
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Jay was incredibly patient with me, explaining terms and details long before I was even in the process of getting pre-approved, and was incredibly present for any and all questions I had.Kristina was also a very helpful agent to work with,...
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Reply from Jay Clayton at CrossCountry Mortgag...
August 24th, 2026 09:40 PM
Noah, I'm pleased to hear that you felt supported and informed throughout the process. It's important to me to be present and address all your questions. I'm also glad Kristina was able to assist you with your documentation needs. If there's...
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Jay was so knowledgeable, kind & helpful, fast.We will use him again!
Reply from Owner
August 18th, 2026 03:56 PM
Thank you, Lori! I truly appreciate your kind words. I’m glad I could make the mortgage process clear, helpful, and efficient, and I look forward to working with you again in the future!
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Scottsdale, AZ. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #1983764 | Branch NMLS #2012322
Products & Services
Mortgage Lender
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Reverse Mortgage
Cash-Out Refinances
Non-QM
DSCR Loans
Bank Statement Mortgages
Specialities
VA Loans
Purchase Loans
Refinance Loans
Reverse Mortgage
HELOC
Jumbo Loans
Non-QM Loans
DSCR Loans
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Positions
- CrossCountry Mortgage - Branch ManagerAug 11th, 2026 - Current
Memberships
- MBS Live
- Disabled American Veterans
- Wounded Warrior's
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Year Started
2020
Time Zone
Pacific Standard Time (PST)
Licenses
- 1983764
Gallery



Awards
Rookie of the year...
Executive Club 202...
Executive Club 202...
Achievements
- Rookie of the year 2021
- Executive Club 2022
- Executive Club 2021
Hobbies
- Spending time with my Kids
- Outdoors
- Fishing
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Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095