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Janice Lake - Branch Manager | NMLS# 240568 in Kalispell, MT

Janice Lake

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Branch Manager | NMLS# 240568

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Founded in 1997, Envoy Mortgage is an independently owned, full-service mortgage lender headquartered in Houston, TX. As a Fannie, Freddie and Ginnie approved seller/servicer, Envoy branches offer a full menu of loan products with locations... Show More
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Location & Business Hours
Business Hours
Tues
8 AM to 5 PM
Wed
8 AM to 5 PM
Thu
8 AM to 5 PM
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Overall Ratings
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5 Star
96%
4 Star
4%
3 Star
0%
2 Star
0%
1 Star
0%
Reviews from Web
  • Encompass
    J
    Joshua D
    Kalispell, MT
    Posted on October 4th, 2019 09:18 PM
    We refinanced our mortgage with Janice and the team at Bay Equity. Their communication was great and they jumped through hoops to make sure we understood the entire process and eventually locked us in at a rate that was excellent.
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    Carolyn L
    Kalispell, MT
    Posted on October 2nd, 2019 01:58 AM
    They were very personable and quick to respond to every question I had. Very professional and I will recommend this place to everyone
  • Encompass
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    John A
    Bigfork, MT
    Posted on September 22nd, 2019 01:14 PM
    .
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    Christa H
    Kalispell, MT
    Posted on September 16th, 2019 03:34 PM
    All interactions were quick and efficient. We were never left waiting.
  • Encompass
    M
    Matthew H
    Kalispell, MT
    Posted on September 11th, 2019 05:18 PM
    You really feel like you have a whole team working for you. Janice, Autumn, and Ally were always available for questions and to explain anything. We had a miscommunication just a few days before closing and they worked to correct the problem...
    read more
  • Encompass
    J
    Jerry W
    Kalispell, MT
    Posted on September 7th, 2019 01:46 PM
    We contacted Bay Equity about refinancing and 3 weeks later we completed the refinance process. The application was extremely easy and the approval process was timely. Janice and Ally walked us through every step and were professional and beyond...
    read more
  • Encompass
    D
    Diana S
    Kalispell, MT
    Posted on September 7th, 2019 01:29 PM
    This was not my first home purchase but was by far the easiest! Janice and Ally took care of every question and helped me understand all the electronics ins and outs. I felt confident and at ease with the process. I would recommend Bay Equity...
    read more
  • Encompass
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    Lynda N
    Kalispell, MT
    Posted on August 19th, 2019 01:15 PM
    I recently moved to this area and was looking for an investment home. My realtor referred me to Janice at Bay Equity and she was awesome. I had never purchased a home on my own and she was great at helping me navigate through the home buying...
    read more
  • Encompass
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    Norman B
    Kalispell, MT
    Posted on July 9th, 2019 03:54 PM
    Thanks to Janice and Bay Equity, it was a smooth and painless experience throughout my 9 month construction process. I look forward to working with her and her company again in the future!
  • Encompass
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    Paul A
    Kalispell, MT
    Posted on July 4th, 2019 01:46 AM
    Excellent Service
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    About
    Founded in 1997, Envoy Mortgage is an independently owned, full-service mortgage lender headquartered in Houston, TX. As a Fannie, Freddie and Ginnie approved seller/servicer, Envoy branches offer a full menu of loan products with locations across the U.S. Licensed in 49 states, Envoy branches provide outstanding customer service by offering a full menu of loan products with the tools, expertise and technology needed to support all functions of the mortgage process. For more information, visit http://www.EnvoyMortgage.com. Envoy Mortgage, Ltd. NMLS #6666.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Specialities
    Conventional Loan
    VA Loan
    Jumbo Loan
    Fixed Rate Mortgage
    Adjustable Rate Mortgage
    FHA Loan
    USDA Home Loan
    FHA Streamline Refinance
    View All
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    Time Zone

    Central Standard Time (CST)
    Licenses
    • NMLS # 240568
    Disclaimer
    Equal Housing Opportunity

    ©2026 Envoy Mortgage, LTD. NMLS #6666, All Rights Reserved
    952 Echo Lane, Suite 190 Houston, TX, 77024
    (877) 232-2461 or (713) 977-8005

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