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James White - Senior Mortgage Banker in Frederick, MD

James White

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Senior Mortgage Banker

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Since 2014, James White has been a dedicated loan officer, bringing extensive knowledge of the lending landscape to clients in the DMV area. Specializing in a variety of loan types, including VA, Conventional, FHA, and Jumbo, James leverage... Show More
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Location & Business Hours
Business Hours
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24 hours
Fri
24 hours
Sat
24 hours
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5 Star
98%
4 Star
0%
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2 Star
2%
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Reviews from Web
  • SFTP
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    Chihea L
    Baltimore, MD
    Posted on April 23rd, 2023 03:50 PM
    James and his team were very communicative with me and my dad. Additionally, he provided concise and easy to understand information.
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    Bazarr J
    Frederick, MD
    Posted on April 1st, 2023 02:45 PM
    James was always a pleasure to talk to. He went above and beyond to answer any questions that I may have had. Which made the process smooth and as painless as possible.
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    Charlie J
    Myrtle Beach, SC
    Posted on March 12th, 2023 02:14 AM
    The communication was great. Everything was explained perfectly. All instructions were very clear and honest.
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    Smorris11290
    Halethorpe, MD
    Posted on June 5th, 2019 12:00 AM
    My girlfriend and I recently bought a home with James and his team. Throughout the many twists and turns of our home buying process James and his team were friendly, courteous, extremely knowledgeable which lead to a smooth closing. James went...
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    Stella K
    Posted on April 24th, 2019 04:50 PM
    Very responsive, supportive and knowledgeable! Very creative when it comes to your Financial Options!
    Reply from James White, Flat Branch Home Loans
    May 7th, 2019 07:48 PM
    Thank you so much Stella!!! I appreciate your kind words. You're great to work with as well!
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    Lauren R
    Baltimore, MD
    Posted on April 18th, 2019 12:00 AM
    James helped my boyfriend and I buy our first home! Him and his team made the process seem SO easy and stress free. I always knew that everything was being taken care of with James. I would highly recommend James if you are buying your first...
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    Briana T
    Posted on February 22nd, 2019 08:38 PM
    James was nothing short of AMAZING through my home buying process. I just bought my first home and had no clue what to expect or what comes next and James made I was kept in the loop every step of the way. Will definitely be recommending him...
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    Reply from James White, Flat Branch Home Loans
    February 22nd, 2019 09:58 PM
    Thank you for the kind words Briana! You were great to work with and I'm glad you trusted me with the process of financing your home! Congrats again and I hope the move goes well!!!
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    Briana T
    Bowie, MD
    Posted on February 22nd, 2019 12:00 AM
    James was nothing short of AMAZING through my home buying process. I just bought my first home and had no clue what to expect or what comes next and James made I was kept in the loop every step of the way. Will definitely be recommending him...
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    William H
    Posted on January 16th, 2019 03:12 AM
    James was excellent assisting me with my home purchase and made the process easy for someone who works a lot, he goes above and beyond. I would recommend contacting him if considering a mortgage transaction; very honest, straightforward, and...
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    Reply from James White, Flat Branch Home Loans
    January 16th, 2019 08:22 PM
    William it was a pleasure assisting you and your Fiance with the purchase of your new home! I'm glad you trusted me with such a great responsibility. I hope you enjoy your new home, and I can't wait for the housewarming party!
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    Lisa S
    Posted on November 29th, 2018 03:09 PM
    James exemplified excellence which is synoumous with the First Home Mortgage brand. After being referred to First Home Mortgage, James’ professionalism, expert knowledge, customer service, attention to detail, and expeditious responsiveness...
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    About
    Since 2014, James White has been a dedicated loan officer, bringing extensive knowledge of the lending landscape to clients in the DMV area. Specializing in a variety of loan types, including VA, Conventional, FHA, and Jumbo, James leverages every available resource to ensure a smooth and successful loan process for first-time homebuyers, veterans, and those seeking to refinance. At Flat Branch Home Loans, James applies his winning mentality, honed as a two-time conference champion college athlete, to provide clear communication and help clients achieve their homeownership goals, ensuring their home becomes their greatest asset.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Construction Loan
    Fixed Rate Mortgages
    USDA Loans
    DSCR Loans
    Self-Employed Mortgages
    Cash-Out Refinances
    Specialities
    Loan
    Mortgage
    Origination
    Financial Services
    VA Loans
    First Time Home Buyers
    DSCR Loans
    HELOC's
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    Positions
    • Flat Branch Home Loans - Sr. Mortgage Banker
      May 4th, 2026 - Current
    Memberships
    • Nationwide Mortgage Licensing System (NMLS)
    Addresses and Serving Areas

    Year Started

    2014

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS #: 1254898
    Gallery
    James White - Gallery Photo
    James White - Gallery Photo
    Hobbies
    • Family
    • Fishing
    • Snowboarding
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    Disclaimer
    Flat Branch Home Loans is an Equal Housing Lender © 2006 - 2026 A Division of Flat Branch Mortgage Inc NMLS# 224149 | NMLS Consumer Access