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James White - Senior Mortgage Banker in Frederick, MD

James White

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Senior Mortgage Banker

Flat Branch Home Loans
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Since 2014, James White has been a dedicated loan officer, bringing extensive knowledge of the lending landscape to clients in the DMV area. Specializing in a variety of loan types, including VA, Conventional, FHA, and Jumbo, James leverage... Show More
Mortgage
Mortgage Loan Officer
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Contact Info
(240) 405-5480
Frederick, MD
https://flatbranchhomeloans.com/team/james-white
Location & Business Hours
Business Hours
Thu
24 hours
Fri
24 hours
Sat
24 hours
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Overall Ratings
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5 Star
98%
4 Star
0%
3 Star
0%
2 Star
2%
1 Star
0%
Reviews from Web
  • Encompass
    A
    Armon H
    Dundalk, MD
    Posted on April 24th, 2025 12:18 AM
    I had a great experience because you all made the entire process smooth and stress-free. Everyone was patient, responsive, and took the time to make sure I understood each step. I truly felt supported throughout the entire journey. The professionalism,...
    read more
  • Encompass
    M
    Molly W
    Havre De Grace, MD
    Posted on April 12th, 2025 02:28 PM
    As first-time homebuyers, we couldn’t have asked for a better experience than the one we had with James and his team. From our very first conversation through closing day, James was professional, kind, and incredibly responsive. Every interaction...
    read more
  • Encompass
    S
    Scott R B
    Mount Airy, MD
    Posted on November 12th, 2024 01:18 AM
    James was very helpful with my first time navigating the loan and home purchase process. I had a bit of a unique cross-country move, and James made the process as easy as possible.
  • SFTP
    A
    Alexander C
    Silver Spring, MD
    Posted on October 31st, 2024 06:33 PM
    Consistency
  • SFTP
    M
    Michael C
    Frederick, MD
    Posted on September 20th, 2024 09:09 PM
    Communication
  • SFTP
    Q
    Quron L
    Myersville, MD
    Posted on August 13th, 2024 06:36 PM
    James was punctual and approachable. He made a seemingly unattainable process achievable. James is the best in the business, and I look forward to having my friends and family work with him in the future as well.
  • SFTP
    J
    Jordan L
    Myersville, MD
    Posted on August 7th, 2024 11:58 PM
    Quick, round the clock responsiveness, creative problem solving and extensive knowledge
  • SFTP
    J
    Janice R
    Baltimore, MD
    Posted on May 22nd, 2024 06:49 AM
    Unwavering service always there to help and make things understandable
  • SFTP
    K
    Kathryn S
    Hebron, MD
    Posted on May 20th, 2024 07:42 PM
    James stayed in constant contact with us throughout the process. He was very knowledgeable, helpful and most importantly, trustworthy. I’m not well informed in the world of finance so trusting James to have our best interest at heart was important....
    read more
  • SFTP
    D
    Donavan M
    Cambridge, MD
    Posted on May 8th, 2024 11:43 AM
    Good Communication, and information I had good help
    • 11–20 of 46
    About
    Since 2014, James White has been a dedicated loan officer, bringing extensive knowledge of the lending landscape to clients in the DMV area. Specializing in a variety of loan types, including VA, Conventional, FHA, and Jumbo, James leverages every available resource to ensure a smooth and successful loan process for first-time homebuyers, veterans, and those seeking to refinance. At Flat Branch Home Loans, James applies his winning mentality, honed as a two-time conference champion college athlete, to provide clear communication and help clients achieve their homeownership goals, ensuring their home becomes their greatest asset.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Construction Loan
    Fixed Rate Mortgages
    USDA Loans
    DSCR Loans
    Self-Employed Mortgages
    Cash-Out Refinances
    Specialities
    Loan
    Mortgage
    Origination
    Financial Services
    VA Loans
    First Time Home Buyers
    DSCR Loans
    HELOC's
    View All
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    Positions
    • Flat Branch Home Loans - Sr. Mortgage Banker
      May 4th, 2026 - Current
    Memberships
    • Nationwide Mortgage Licensing System (NMLS)
    Addresses and Serving Areas

    Year Started

    2014

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS #: 1254898
    Gallery
    James White - Gallery Photo
    James White - Gallery Photo
    Hobbies
    • Family
    • Fishing
    • Snowboarding
      • View All
    Disclaimer
    Flat Branch Home Loans is an Equal Housing Lender © 2006 - 2026 A Division of Flat Branch Mortgage Inc NMLS# 224149 | NMLS Consumer Access