James White

Name: Flat Branch Home Loans
Address: Frederick, Maryland
Telephone: +1-240-405-5480
Rating: 4.91

Senior Mortgage Banker

Flat Branch Home Loans

4.91

(46)

Mortgage

Mortgage Loan Officer

Contact Info

(240) 405-5480

Frederick, MD

https://flatbranchhomeloans.com/team/james-white

Location & Business Hours

Business Hours

Tues

24 hours(Open now)

Wed

24 hours

Thu

24 hours

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4.91

(46)

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5 Star

98%

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1 Star

very quick work and clear response. Was helpful through the entire process

James was so eager to help us in the loan process! He was readily available at any moment we needed to ask questions. He kept us updated frequently with any changes. It was nice to have him in our corner. I would definitely recommend him to...

Reply from James White

September 7th, 2026 04:54 PM

Olivia, thank you for your kind words! I'm glad I could be there for you throughout the loan process and provide the support you needed. It's wonderful to know you'd recommend me to your friends and family.

James White has received a review with 5 star rating from Tinni B

Reply from Owner

June 19th, 2026 11:48 PM

Thank you so much for the kind words and trusting me again with you mortgage loan! It was a pleasure to work with you, as always Tina!

James is so pleasant, thorough and transparent. there are no surprises. He made me feel comfortable. I didn't feel pressured. He was always very accommodating and there to answer my questions and concerns.

Reply from James White

June 19th, 2026 11:44 PM

Thank you so much for the kind words and trusting me again with you mortgage loan! It was a pleasure to work with you, as always Tina!

James White has received a review with 5 star rating from Kyle E

Reply from James White

June 19th, 2026 11:49 PM

Thank you for the kind words Kyle! It was a pleasure working with you back in August. I hope you're enjoying the new home!!!

James White has received a review with 5 star rating from Kyle E

Reply from Owner

June 19th, 2026 11:48 PM

Thank you for the kind words Kyle! It was a pleasure working with you back in August. I hope you're enjoying the new home!!!

James was able to communicate via email, text, and call. He was able to answer questions any time of the day. He constantly checked in on my progress, and was willing to take time to explain basics for a first-time homebuyer

Reply from James White

June 19th, 2026 11:45 PM

Thank you for the kind words Kyle! It was a pleasure working with you back in August. I hope you're enjoying the new home!!!

In the begining James had thorough and frequent communication with us. We felt things took a turn when he started colluding more with our realtor then my husband and I the actual home buyers. Personally we felt a disconnect with James after...

James was great to work with. He helped me with getting my credit straightened out. he also reached out frequently to keep me updated on the progress from the beginning.

James was quick to respond and communicative from day one. Throughout the entire process he took the time to educate us on both on the market conditions in general and the various loan offers. I never felt rushed but things went so smoothly...

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About

Since 2014, James White has been a dedicated loan officer, bringing extensive knowledge of the lending landscape to clients in the DMV area. Specializing in a variety of loan types, including VA, Conventional, FHA, and Jumbo, James leverages every available resource to ensure a smooth and successful loan process for first-time homebuyers, veterans, and those seeking to refinance. At Flat Branch Home Loans, James applies his winning mentality, honed as a two-time conference champion college athlete, to provide clear communication and help clients achieve their homeownership goals, ensuring their home becomes their greatest asset.

Products & Services

Mortgage Loan Officer

FHA Home Loan

VA Home Loan

Down Payment Assistance

Conventional Home Loan

Construction Loan

Fixed Rate Mortgages

USDA Loans

DSCR Loans

Self-Employed Mortgages

Cash-Out Refinances