
James McNiff Jr
Mortgage Banker | NMLS# 13292


The Catholic University of America
"James McNiff Jr. was born and raised in Southern Connecticut, and is proud to still serve area borrowers. After graduating from the Catholic University of America and earning a degree in Finance, James joined Total Mortgage. In the 20 year... Show More
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Reviews from Web
4th time closing with Jim. Every time, everything is very smooth and on time. I give him a lot of unusual scenarios to work on, as he has solutions for everything. He is meticulous with Govt compliance, but this never overwhelms you. At the...
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Reply from Owner
February 1st, 2018 12:00 AM
Than you so much for the kind words Anastas. Its always a pleasure working with you. Look forward to working with you again!
James delivered on every promise. He was there to answer all our questions, helped walk us through the sometime stressful process of refinancing and delivered on all the promises they made. I have worked with Total Mortgage twice now and would...
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Reply from Owner
January 31st, 2018 12:00 AM
Thanks Vinny! Look forward to working with you again.
James McNiff was instrumental in making a difficult process seamless and easy. I would always recommend him or his team to anyone looking for a mortgage or re-finance
I've worked with Jim on several refinances and home purchases. He has been an asset in securing great rates and closing many deals. I highly recommend.
Reply from Owner
January 26th, 2018 12:00 AM
Thanks Sean! Much appreciated. Look forward to our next deal.
James McNiff was instrumental in making a difficult process seamless and easy. I would always recommend him or his team to anyone looking for a mortgage or re-finance
Reply from Owner
January 26th, 2018 12:00 AM
Thanks John! Look forward to working with you again in the future.
I was a first time homebuyer and Jim was very helpful in explaining the different loan types and details. He was attentive, communicative, and was able to help me find the right loan for me. Very happy overall and I highly recommend him to...
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I was a first time homebuyer and Jim was very helpful in explaining the different loan types and details. He was attentive, communicative, and was able to help me find the right loan for me. Very happy overall and I highly recommend him to...
read more
Reply from Owner
January 23rd, 2018 12:00 AM
Thanks Ricardo! Look forward to working with you again. I will be in touch.
Jim exceeded our expectations. He got our loan done quick and for a lower percentage than anticipated. He is super helpful and our dog even loves him! Thanks Jimmy!!
Reply from Owner
January 18th, 2018 12:00 AM
Thanks Nicole! Let me know if you ever need me to watch your dog!
I am so glad we had someone like Jim as our mortgage broker. He guided us seamlessly through this major step in our lives when we had no clue where to begin and how to start this journey. He worked tirelessly for us and made himself available...
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I am so glad we had someone like Jim as our mortgage broker. He guided us seamlessly through this major step in our lives when we had no clue where to begin and how to start this journey. He worked tirelessly for us and made himself available...
read more
Reply from Owner
January 18th, 2018 12:00 AM
Thanks Justine! I am so happy you were happy with our service.
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About
"James McNiff Jr. was born and raised in Southern Connecticut, and is proud to still serve area borrowers. After graduating from the Catholic University of America and earning a degree in Finance, James joined Total Mortgage. In the 20 years since, he’s grown his service by word-of-mouth, becoming one of the highest producing and most knowledgeable loan officers at Total Mortgage. He's been named Loan Officer of the Year 6 times, and has a 5-star rating on Zillow. Thanks largely to a consultative approach that allows him to focus on each borrower’s needs, James has closed over half a billion dollars in loans for buyers across the country. He's proud to say that these days almost 80% of his business comes from repeat customers and referrals.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Specialities
Conventional loans, FHA loans, VA loans, Reverse loans, Non QM loans and Commerical Loans
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Education
- The Catholic University of AmericaEconomics and FinanceBachelor of Business Administration (BBA)Sep 1995 -Jun 1999

Year Started
2003
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 13292