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James McNiff Jr - Mortgage Banker |  NMLS# 13292 in Stratford, CT

James McNiff Jr

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Mortgage Banker | NMLS# 13292

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The Catholic University of America
The Catholic University of America
"James McNiff Jr. was born and raised in Southern Connecticut, and is proud to still serve area borrowers. After graduating from the Catholic University of America and earning a degree in Finance, James joined Total Mortgage. In the 20 year... Show More
Company Logo
The Catholic University of America
The Catholic University of America
Overall Ratings
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5 Star
94%
4 Star
4%
3 Star
0%
2 Star
1%
1 Star
1%
Reviews from Web
  • Zillow
    C
    Cherokee1540
    Posted on February 28th, 2018 12:00 AM
    Jim has helped on two other refinances of mine without a hitch... Great service all of the time and have always trusted his advice and experience in these situations
  • Zillow
    J
    Jc6412
    Stratford, CT
    Posted on February 13th, 2018 12:00 AM
    Jim made my experience purchasing my home extremely seamless. At no point did I feel stressed or concerned about the process. I will never use another lender again. Truly a wonderful experience who made everything very transparent and got me...
    read more
    Reply from Owner
    February 20th, 2018 12:00 AM
    Thank you James!! See you soon.
  • Zillow
    S
    Shannon F
    Buffalo, NY
    Posted on February 9th, 2018 12:00 AM
    Made the buying process less intimidating. Not only did I use him for my 1st house, I used him for my 2nd home too. I would recommend him and I have recommended him.
    Reply from Owner
    February 20th, 2018 12:00 AM
    Thanks Shannon!
  • Zillow
    F
    Finn
    Posted on February 9th, 2018 12:00 AM
    Made the buying process less intimidating. Not only did I use him for my 1st house, I used him for my 2nd home too. I would recommend him and I have recommended him.
  • Zillow
    T
    Telstarm
    Shelton, CT
    Posted on February 9th, 2018 12:00 AM
    Jim is by far the best Mortgage Broker I’ve ever dealt with. From start to finish, Jim was professional, responsive, and always looking out for my best interest. If you are looking to buy a home, or refinance I highly recommend him.
  • Zillow
    M
    Mike63869
    East Haddam, CT
    Posted on February 9th, 2018 12:00 AM
    Jim McNiff has helped me with multiple home mortgages over the years. He knows the industry more than anyone, but more importantly he cares about his clients, and is always available. I highly recommend Jim McNiff.
    Reply from Owner
    February 12th, 2018 12:00 AM
    Thanks Mike! Talk to you soon.
  • Zillow
    R
    Rob K
    Stratford, CT
    Posted on February 8th, 2018 12:00 AM
    Jim is the best lender I’ve used when purchasing a home. I’ve dealt with other lenders in the past, but they don’t put the time in to help you with your purchase. Jim is always their for me if I have any questions and he is a pleasure to deal...
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    Reply from Owner
    February 8th, 2018 12:00 AM
    Thanks Robby! Appreciate the kind words. Look forward to working with you again!
  • Zillow
    R
    Rob K
    Posted on February 8th, 2018 12:00 AM
    Jim is the best lender I’ve used when purchasing a home. I’ve dealt with other lenders in the past, but they don’t put the time in to help you with your purchase. Jim is always their for me if I have any questions and he is a pleasure to deal...
    read more
  • Zillow
    L
    Lbennet56
    Milford, CT
    Posted on February 1st, 2018 12:00 AM
    As a potential homebuyer I was not certain about loan approval or credit line of purchase, I called Total Mortgage and spoke with Jim who was extremely helpful. He talked me through getting my credit score where it needed to be and I was preapproved...
    read more
  • Zillow
    A
    Anastas P
    Posted on January 31st, 2018 12:00 AM
    4th time closing with Jim. Every time, everything is very smooth and on time. I give him a lot of unusual scenarios to work on, as he has solutions for everything. He is meticulous with Govt compliance, but this never overwhelms you. At the...
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    About
    "James McNiff Jr. was born and raised in Southern Connecticut, and is proud to still serve area borrowers. After graduating from the Catholic University of America and earning a degree in Finance, James joined Total Mortgage. In the 20 years since, he’s grown his service by word-of-mouth, becoming one of the highest producing and most knowledgeable loan officers at Total Mortgage. He's been named Loan Officer of the Year 6 times, and has a 5-star rating on Zillow. Thanks largely to a consultative approach that allows him to focus on each borrower’s needs, James has closed over half a billion dollars in loans for buyers across the country. He's proud to say that these days almost 80% of his business comes from repeat customers and referrals.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Specialities
    Conventional loans, FHA loans, VA loans, Reverse loans, Non QM loans and Commerical Loans
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    Education
    • The Catholic University of America
      Economics and Finance
      Bachelor of Business Administration (BBA)
      Sep 1995 -Jun 1999
      The Catholic University of America logo

    Year Started

    2003

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS# 13292