
James McNiff Jr
Mortgage Banker | NMLS# 13292


The Catholic University of America
"James McNiff Jr. was born and raised in Southern Connecticut, and is proud to still serve area borrowers. After graduating from the Catholic University of America and earning a degree in Finance, James joined Total Mortgage. In the 20 year... Show More
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Jim has helped on two other refinances of mine without a hitch... Great service all of the time and have always trusted his advice and experience in these situations
Jim made my experience purchasing my home extremely seamless. At no point did I feel stressed or concerned about the process. I will never use another lender again. Truly a wonderful experience who made everything very transparent and got me...
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Reply from Owner
February 20th, 2018 12:00 AM
Thank you James!! See you soon.
Made the buying process less intimidating. Not only did I use him for my 1st house, I used him for my 2nd home too. I would recommend him and I have recommended him.
Reply from Owner
February 20th, 2018 12:00 AM
Thanks Shannon!
Made the buying process less intimidating. Not only did I use him for my 1st house, I used him for my 2nd home too. I would recommend him and I have recommended him.
Jim is by far the best Mortgage Broker I’ve ever dealt with. From start to finish, Jim was professional, responsive, and always looking out for my best interest. If you are looking to buy a home, or refinance I highly recommend him.
Jim McNiff has helped me with multiple home mortgages over the years. He knows the industry more than anyone, but more importantly he cares about his clients, and is always available. I highly recommend Jim McNiff.
Reply from Owner
February 12th, 2018 12:00 AM
Thanks Mike! Talk to you soon.
Jim is the best lender I’ve used when purchasing a home. I’ve dealt with other lenders in the past, but they don’t put the time in to help you with your purchase. Jim is always their for me if I have any questions and he is a pleasure to deal...
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Reply from Owner
February 8th, 2018 12:00 AM
Thanks Robby! Appreciate the kind words. Look forward to working with you again!
Jim is the best lender I’ve used when purchasing a home. I’ve dealt with other lenders in the past, but they don’t put the time in to help you with your purchase. Jim is always their for me if I have any questions and he is a pleasure to deal...
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As a potential homebuyer I was not certain about loan approval or credit line of purchase, I called Total Mortgage and spoke with Jim who was extremely helpful. He talked me through getting my credit score where it needed to be and I was preapproved...
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4th time closing with Jim. Every time, everything is very smooth and on time. I give him a lot of unusual scenarios to work on, as he has solutions for everything. He is meticulous with Govt compliance, but this never overwhelms you. At the...
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About
"James McNiff Jr. was born and raised in Southern Connecticut, and is proud to still serve area borrowers. After graduating from the Catholic University of America and earning a degree in Finance, James joined Total Mortgage. In the 20 years since, he’s grown his service by word-of-mouth, becoming one of the highest producing and most knowledgeable loan officers at Total Mortgage. He's been named Loan Officer of the Year 6 times, and has a 5-star rating on Zillow. Thanks largely to a consultative approach that allows him to focus on each borrower’s needs, James has closed over half a billion dollars in loans for buyers across the country. He's proud to say that these days almost 80% of his business comes from repeat customers and referrals.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Specialities
Conventional loans, FHA loans, VA loans, Reverse loans, Non QM loans and Commerical Loans
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Education
- The Catholic University of AmericaEconomics and FinanceBachelor of Business Administration (BBA)Sep 1995 -Jun 1999

Year Started
2003
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 13292