
James McNiff Jr
Mortgage Banker | NMLS# 13292


The Catholic University of America
"James McNiff Jr. was born and raised in Southern Connecticut, and is proud to still serve area borrowers. After graduating from the Catholic University of America and earning a degree in Finance, James joined Total Mortgage. In the 20 year... Show More
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If you are shopping for a mortgage and are looking for professionalism, reliability, and straight answers, call Jim. I worked with a few other companies and they passed me back and forth from one person to another, information changed from...
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Reply from Owner
May 16th, 2018 12:00 AM
Thanks Melissa! Best of luck in the new home!!!
James was respectful, through, intelligent, and very truthful.He guided me through this process - step by step. My case was exreaordinary but we got through it with flying colors. My case took almost 3 months. He was there every minute for...
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James was respectful, through, intelligent, and very truthful.He guided me through this process - step by step. My case was exreaordinary but we got through it with flying colors. My case took almost 3 months. He was there every minute for...
read more
This was my first house purchase. Everyone told me the mortgage process was very difficult and stressful. This was the only part of buying a new house I was not stressed with. Jim was very easy to work with, straight forward process and no...
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Reply from Owner
April 2nd, 2018 12:00 AM
Thanks Mike!! Looking forward to our next deal in FL!!
Jim was extremely knowledgeable and helpful. As a first time homebuyer I was a little nervous and not sure what to expect but Jim made the process seamless. Great to work with.
Jim was extremely knowledgeable and helpful. As a first time homebuyer I was a little nervous and not sure what to expect but Jim made the process seamless. Great to work with.
I was so happy to work with James McNiff, he is very dedicated to his work and super easy to work with. He is very knowledgeable and flexible, he helped me to close the house I love with very short time. I would highly recommend James to anyone...
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I was so happy to work with James McNiff, he is very dedicated to his work and super easy to work with. He is very knowledgeable and flexible, he helped me to close the house I love with very short time. I would highly recommend James to anyone...
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Reply from Owner
March 26th, 2018 12:00 AM
Thanks Le! Hope all is well in the new home. Pleasure working with you as well.
Had a tough deal. Jim got me closed in 20 days. The realtor told me to use Jim and I could not be happier. Last time a bought a home it was stressful. Jim made the process so easy with his mobile app and always responded quick to my numerous...
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Reply from Owner
March 7th, 2018 12:00 AM
Thanks Jonathan! Look forward to working with you again!
Jim has helped on two other refinances of mine without a hitch... Great service all of the time and have always trusted his advice and experience in these situations.
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About
"James McNiff Jr. was born and raised in Southern Connecticut, and is proud to still serve area borrowers. After graduating from the Catholic University of America and earning a degree in Finance, James joined Total Mortgage. In the 20 years since, he’s grown his service by word-of-mouth, becoming one of the highest producing and most knowledgeable loan officers at Total Mortgage. He's been named Loan Officer of the Year 6 times, and has a 5-star rating on Zillow. Thanks largely to a consultative approach that allows him to focus on each borrower’s needs, James has closed over half a billion dollars in loans for buyers across the country. He's proud to say that these days almost 80% of his business comes from repeat customers and referrals.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Specialities
Conventional loans, FHA loans, VA loans, Reverse loans, Non QM loans and Commerical Loans
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Education
- The Catholic University of AmericaEconomics and FinanceBachelor of Business Administration (BBA)Sep 1995 -Jun 1999

Year Started
2003
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 13292