
James McNiff Jr
Mortgage Banker | NMLS# 13292


The Catholic University of America
"James McNiff Jr. was born and raised in Southern Connecticut, and is proud to still serve area borrowers. After graduating from the Catholic University of America and earning a degree in Finance, James joined Total Mortgage. In the 20 year... Show More
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Mr. McNiff handled my mortgage for the purchase of my first house. I spoke with several other mortgage companies and banks and he was head and shoulders above everyone else. He responded immediately and ended up with a great rate. I recommend...
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Mr. McNiff handled my mortgage for the purchase of my first house. I spoke with several other mortgage companies and banks and he was head and shoulders above everyone else. He responded immediately and ended up with a great rate. I recommend...
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Jim was impressive to work with, extremely flexible, calm, composed, and overall a miracle worker! He worked with us from CT for an out of state mortgage. We started out seeking a VA loan and when we realized we wouldn’t qualify for it, he...
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My mortgages are never simple and easy becuase I'm self employed. Jim guided me through the process. He work very hard and diligently for me! If anyone ever ask where to get a mortgage Jim Mcniff is who I trust to send them to everytime!
This is the third loan we closed with Jim. When we were first thinking of a move Jim was the first person we contacted to run the financials for us. He ran numbers for us MANY times, with the housing market the way it was houses were flying...
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This is the third loan we closed with Jim. When we were first thinking of a move Jim was the first person we contacted to run the financials for us. He ran numbers for us MANY times, with the housing market the way it was houses were flying...
read more
Jim was very helpful and patient with me and helping me to get a mortgage loan. He was able to answer any of my questions, and was able to breakdown payments for me in a manner that was extremely helpful to me in order to determine what I was...
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amazing , telling all my friends and family. he was always there and knew every question we had, day or night. very quick and efficient. he was patient which was great because i can be a little over the top at times.
amazing , telling all my friends and family. he was always there and knew every question we had, day or night. very quick and efficient. he was patient which was great because i can be a little over the top at times.
Jim was very responsive right up until the day I closed.. On the day I closed, he sent my lawyer the wrong paperwork, which meant that I had to take time off of work and go back to my lawyer to re-sign my closing paperwork. Jim then sold my...
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About
"James McNiff Jr. was born and raised in Southern Connecticut, and is proud to still serve area borrowers. After graduating from the Catholic University of America and earning a degree in Finance, James joined Total Mortgage. In the 20 years since, he’s grown his service by word-of-mouth, becoming one of the highest producing and most knowledgeable loan officers at Total Mortgage. He's been named Loan Officer of the Year 6 times, and has a 5-star rating on Zillow. Thanks largely to a consultative approach that allows him to focus on each borrower’s needs, James has closed over half a billion dollars in loans for buyers across the country. He's proud to say that these days almost 80% of his business comes from repeat customers and referrals.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Specialities
Conventional loans, FHA loans, VA loans, Reverse loans, Non QM loans and Commerical Loans
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Education
- The Catholic University of AmericaEconomics and FinanceBachelor of Business Administration (BBA)Sep 1995 -Jun 1999

Year Started
2003
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 13292