James McNiff Jr
Mortgage Banker | NMLS# 13292
The Catholic University of America
"James McNiff Jr. was born and raised in Southern Connecticut, and is proud to still serve area borrowers. After graduating from the Catholic University of America and earning a degree in Finance, James joined Total Mortgage. In the 20 year... Show More
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All costs were broken down in an easy to understand form.
This was my - I do not remember the number - transaction with Jim. I am not a professional real estate or developer, but we change properties because of schools. He makes closing a mortgage easier than grocery shopping. Fed and underwriter...
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Quick responsiveness, and ability to deliver a mortgage option that really worked for me. Additionally as my home negotiation deviated from original expectation, Jim was patient and Total Mortgage delivered exactly what I needed to close and...
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Jim was always ready to answer any questions or concerns that I had. He always responded to my calls or emails quickly. He made the process easy and pleasant.
Fantastic easy process for a first time home-buyer
My experience working with James McNiff and TOTAL was great and less complicated than expected. The mortgage pre-approval process response was prompt, Jim and staff were quick to respond to my questions, and I loved their secured web app, which...
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It was a great experience having Total Mortgage aas our lender. The whole process was straight forward and clear and everything was explained to us . Jim was very patient with all my questions and at the same time constantly checking on my...
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From the start Jim was very helpful and professional. He made it very easy to ask any questions about the process and made our whole home buying process great!
Mortgage application review process and loan options and terms were completed quickly and extremely professionally. Attention to detail given for my specific needs, not like “the corner Bank” who only has one inflexible option to suggest. Jim...
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James was quick , professional , thorough , and dillegant. I’ve already recommended him to friends and will again in the future. He made this process easier than I could have imagined, if/when we move I’ll definitely call him again.
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About
"James McNiff Jr. was born and raised in Southern Connecticut, and is proud to still serve area borrowers. After graduating from the Catholic University of America and earning a degree in Finance, James joined Total Mortgage. In the 20 years since, he’s grown his service by word-of-mouth, becoming one of the highest producing and most knowledgeable loan officers at Total Mortgage. He's been named Loan Officer of the Year 6 times, and has a 5-star rating on Zillow. Thanks largely to a consultative approach that allows him to focus on each borrower’s needs, James has closed over half a billion dollars in loans for buyers across the country. He's proud to say that these days almost 80% of his business comes from repeat customers and referrals.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Specialities
Conventional loans, FHA loans, VA loans, Reverse loans, Non QM loans and Commerical Loans
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Education
- The Catholic University of AmericaEconomics and FinanceBachelor of Business Administration (BBA)Sep 1995 -Jun 1999
Year Started
2003
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 13292