
James McNiff Jr
Mortgage Banker | NMLS# 13292


The Catholic University of America
"James McNiff Jr. was born and raised in Southern Connecticut, and is proud to still serve area borrowers. After graduating from the Catholic University of America and earning a degree in Finance, James joined Total Mortgage. In the 20 year... Show More
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Reviews from Web
Great job.I have used this lender for multiple mortgages and always does an exceptional job. Always very informative and keep us up-to-date on the entire process. We have closed five loans with this particular lender and I would recommend him...
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Reply from Owner
February 21st, 2019 12:00 AM
Thank you Nick! Look forward to the next one.
Jim was excellent to work with! He went above and beyond so we could get our dream home. He was always available and answered all our questions and concerns no matter how big or small. I highly recommend Jim for your mortgage needs!
Jim was excellent to work with! He went above and beyond so we could get our dream home. He was always available and answered all our questions and concerns no matter how big or small. I highly recommend Jim for your mortgage needs!
Reply from Owner
January 31st, 2019 12:00 AM
Thank you Kasey!!
Jim and his team were very knowledgeable and responsive. They were always available when needed and went above and beyond my expectations. Will definitely use Jim again when it is time to buy my next place!
Jim was absolutely amazing and punctual with ALL questions. Text messages, emails and phone calls. I thought at one point I had too many question but he never made me feel otherwise and encouraged to ask more as he enjoys working with the numbers...
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Jim was absolutely amazing and punctual with ALL questions. Text messages, emails and phone calls. I thought at one point I had too many question but he never made me feel otherwise and encouraged to ask more as he enjoys working with the numbers...
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Jim is very professiona & friendly. Easy to communicate and very helpful at all steps to the closing. He makes the application process & loan approval process very easy I Always tries to get the best/ lowest interest rate of mortgage. I had...
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Jim is very professiona & friendly. Easy to communicate and very helpful at all steps to the closing. He makes the application process & loan approval process very easy I Always tries to get the best/ lowest interest rate of mortgage. I had...
read more
Reply from Owner
December 5th, 2018 12:00 AM
Thanks Dr. Islam! I look forward to working with you again. Have a great holiday!
Great person awesome service. Good teamwork i highly recommend ! Fast response all the time - we really appreciate all that youve done. Thank you so much!
Reply from Owner
November 13th, 2018 12:00 AM
Thanks Jocelyn! Looking for to closing your loan on Friday!!
Great person awesome service. Good teamwork i highly recommend ! Fast response all the time - we really appreciate all that youve done. Thank you so much!
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About
"James McNiff Jr. was born and raised in Southern Connecticut, and is proud to still serve area borrowers. After graduating from the Catholic University of America and earning a degree in Finance, James joined Total Mortgage. In the 20 years since, he’s grown his service by word-of-mouth, becoming one of the highest producing and most knowledgeable loan officers at Total Mortgage. He's been named Loan Officer of the Year 6 times, and has a 5-star rating on Zillow. Thanks largely to a consultative approach that allows him to focus on each borrower’s needs, James has closed over half a billion dollars in loans for buyers across the country. He's proud to say that these days almost 80% of his business comes from repeat customers and referrals.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Specialities
Conventional loans, FHA loans, VA loans, Reverse loans, Non QM loans and Commerical Loans
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Education
- The Catholic University of AmericaEconomics and FinanceBachelor of Business Administration (BBA)Sep 1995 -Jun 1999

Year Started
2003
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 13292