
James McNiff Jr
Mortgage Banker | NMLS# 13292


The Catholic University of America
"James McNiff Jr. was born and raised in Southern Connecticut, and is proud to still serve area borrowers. After graduating from the Catholic University of America and earning a degree in Finance, James joined Total Mortgage. In the 20 year... Show More
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Personalized attention and responsiveness
I don't write reviews much at all and don't like to write negative reviews, but I had to share my experience since I relied on these positive reviews to give me confidence to work with Total Mortgage. The rate was competitive so I give 1 star...
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I don't write reviews much at all and don't like to write negative reviews, but I had to share my experience since I relied on these positive reviews to give me confidence to work with Total Mortgage. First off - the rate was competitive so...
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Jim and his team failed to disclose accurate closing costs. 2 days before closing date I was informed that Jim underestimated the costs by $8,000.00. This ultimately lead to us having to adjust the mortgage which resulted in increased mortgage...
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For this being my first home purchase I went in extremely nervous and blind. After exchanging a few emails and then meeting Jim in person I had no doubts that I would ok. Any questions I had he answered right away, kept pointing me in the right...
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Jim made the process for me extremely helpful.
Overall availability and able to respond to any questions quickly. If wasn’t able to answer phone, called back within 5 minutes or even a text msg.
Very impressed with knowledge of all questions asked.
As a first time home buyer, Jim really made the process of understanding what information I needed to know and laying out the differences cost wise between properties easy. He was quick to answer any questions I had and provided options based...
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As a first time home buyer, Jim really made the process of understanding what information I needed to know and laying out the differences cost wise between properties easy. He was quick to answer any questions I had and provided options based...
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About
"James McNiff Jr. was born and raised in Southern Connecticut, and is proud to still serve area borrowers. After graduating from the Catholic University of America and earning a degree in Finance, James joined Total Mortgage. In the 20 years since, he’s grown his service by word-of-mouth, becoming one of the highest producing and most knowledgeable loan officers at Total Mortgage. He's been named Loan Officer of the Year 6 times, and has a 5-star rating on Zillow. Thanks largely to a consultative approach that allows him to focus on each borrower’s needs, James has closed over half a billion dollars in loans for buyers across the country. He's proud to say that these days almost 80% of his business comes from repeat customers and referrals.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Specialities
Conventional loans, FHA loans, VA loans, Reverse loans, Non QM loans and Commerical Loans
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Education
- The Catholic University of AmericaEconomics and FinanceBachelor of Business Administration (BBA)Sep 1995 -Jun 1999

Year Started
2003
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 13292