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James McNiff Jr - Mortgage Banker |  NMLS# 13292 in Stratford, CT

James McNiff Jr

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Mortgage Banker | NMLS# 13292

Company Logo
The Catholic University of America
The Catholic University of America
"James McNiff Jr. was born and raised in Southern Connecticut, and is proud to still serve area borrowers. After graduating from the Catholic University of America and earning a degree in Finance, James joined Total Mortgage. In the 20 year... Show More
Company Logo
The Catholic University of America
The Catholic University of America
Overall Ratings
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5 Star
94%
4 Star
4%
3 Star
0%
2 Star
1%
1 Star
1%
Reviews from Web
  • Encompass
    A
    Alison A
    Trumbull, CT
    Posted on July 16th, 2019 09:05 PM
    Personalized attention and responsiveness
  • Zillow
    R
    Ryan
    Posted on July 9th, 2019 12:00 AM
    I don't write reviews much at all and don't like to write negative reviews, but I had to share my experience since I relied on these positive reviews to give me confidence to work with Total Mortgage. The rate was competitive so I give 1 star...
    read more
  • Zillow
    R
    Ryan
    Steamboat Springs, CO
    Posted on July 9th, 2019 12:00 AM
    I don't write reviews much at all and don't like to write negative reviews, but I had to share my experience since I relied on these positive reviews to give me confidence to work with Total Mortgage. First off - the rate was competitive so...
    read more
  • Encompass
    B
    Brandon N
    Stratford, CT
    Posted on June 29th, 2019 10:45 PM
  • Encompass
    S
    Scott W
    Shelton, CT
    Posted on June 11th, 2019 02:24 AM
    Jim and his team failed to disclose accurate closing costs. 2 days before closing date I was informed that Jim underestimated the costs by $8,000.00. This ultimately lead to us having to adjust the mortgage which resulted in increased mortgage...
    read more
  • Zillow
    B
    Brandon N
    Stratford, CT
    Posted on June 4th, 2019 12:00 AM
    For this being my first home purchase I went in extremely nervous and blind. After exchanging a few emails and then meeting Jim in person I had no doubts that I would ok. Any questions I had he answered right away, kept pointing me in the right...
    read more
  • Encompass
    D
    Danielle M
    Shelton, CT
    Posted on June 3rd, 2019 12:35 PM
    Jim made the process for me extremely helpful.
  • Encompass
    M
    Matthew S
    Shelton, CT
    Posted on June 1st, 2019 04:41 PM
    Overall availability and able to respond to any questions quickly. If wasn’t able to answer phone, called back within 5 minutes or even a text msg. Very impressed with knowledge of all questions asked.
  • Zillow
    L
    Lukas S
    Stratford, CT
    Posted on May 30th, 2019 12:00 AM
    As a first time home buyer, Jim really made the process of understanding what information I needed to know and laying out the differences cost wise between properties easy. He was quick to answer any questions I had and provided options based...
    read more
  • Zillow
    L
    Lukas S
    Posted on May 30th, 2019 12:00 AM
    As a first time home buyer, Jim really made the process of understanding what information I needed to know and laying out the differences cost wise between properties easy. He was quick to answer any questions I had and provided options based...
    read more
  • 611–620 of 731
    About
    "James McNiff Jr. was born and raised in Southern Connecticut, and is proud to still serve area borrowers. After graduating from the Catholic University of America and earning a degree in Finance, James joined Total Mortgage. In the 20 years since, he’s grown his service by word-of-mouth, becoming one of the highest producing and most knowledgeable loan officers at Total Mortgage. He's been named Loan Officer of the Year 6 times, and has a 5-star rating on Zillow. Thanks largely to a consultative approach that allows him to focus on each borrower’s needs, James has closed over half a billion dollars in loans for buyers across the country. He's proud to say that these days almost 80% of his business comes from repeat customers and referrals.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Specialities
    Conventional loans, FHA loans, VA loans, Reverse loans, Non QM loans and Commerical Loans
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    Education
    • The Catholic University of America
      Economics and Finance
      Bachelor of Business Administration (BBA)
      Sep 1995 -Jun 1999
      The Catholic University of America logo

    Year Started

    2003

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS# 13292