
James McNiff Jr
Mortgage Banker | NMLS# 13292


The Catholic University of America
"James McNiff Jr. was born and raised in Southern Connecticut, and is proud to still serve area borrowers. After graduating from the Catholic University of America and earning a degree in Finance, James joined Total Mortgage. In the 20 year... Show More
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Jim and his team made the whole processes seamless. From the time I meant Jim I knew I came to the right office. Buying a home could be very stressful Jim and the team kept my confidence the whole time. I was able to ask questions and get answers...
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Forget the big banks.....these guys know their stuff, are professional and get it done.....closed in three weeks from contract.....good pricing.....
Closed a week early! Super fast and easy.
Jim was confident, quick, and able with our vacation home purchase. We had talked to a few lenders and didn’t think we would be able to get the loan as needed, but Jim and his team made it happen. Would highly recommend him to anyone looking...
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Reply from Owner
January 9th, 2020 12:00 AM
Thank you Diana! Best of luck with the new home!!
Jim and michael we're extremely supportive during a very overwhelming time. They made sure to keep me updated through every step along the way. They were very responsive to emails and phone calls and were happy to answer any and ALL my questions....
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Jim and his team made a very tedious and arduous regulatory process clear and complete
Total Mortgage provided great service. We were able to conduct an out of state closing with no hassles!
Very professional but friendly. Quick responses. Would definitely recommend to friends.
Jim was an invaluable resource to us during the home-buying process. He exceeded our expectations by answering our never-ending questions with patience and connecting us to other professionals for issues we encountered that were outside his...
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Jim was an invaluable resource to us during the home-buying process. He exceeded our expectations by answering our never-ending questions with patience and connecting us to other professionals for issues we encountered that were outside his...
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Reply from Owner
November 22nd, 2019 12:00 AM
Thanks Sarah! Wish you and Jay the best in your new home! See ya soon.
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About
"James McNiff Jr. was born and raised in Southern Connecticut, and is proud to still serve area borrowers. After graduating from the Catholic University of America and earning a degree in Finance, James joined Total Mortgage. In the 20 years since, he’s grown his service by word-of-mouth, becoming one of the highest producing and most knowledgeable loan officers at Total Mortgage. He's been named Loan Officer of the Year 6 times, and has a 5-star rating on Zillow. Thanks largely to a consultative approach that allows him to focus on each borrower’s needs, James has closed over half a billion dollars in loans for buyers across the country. He's proud to say that these days almost 80% of his business comes from repeat customers and referrals.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Specialities
Conventional loans, FHA loans, VA loans, Reverse loans, Non QM loans and Commerical Loans
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Education
- The Catholic University of AmericaEconomics and FinanceBachelor of Business Administration (BBA)Sep 1995 -Jun 1999

Year Started
2003
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 13292