
James McNiff Jr
Mortgage Banker | NMLS# 13292


The Catholic University of America
"James McNiff Jr. was born and raised in Southern Connecticut, and is proud to still serve area borrowers. After graduating from the Catholic University of America and earning a degree in Finance, James joined Total Mortgage. In the 20 year... Show More
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Jim was a huge asset to us during my husband’s and my first home-buying experience. He was professional, accessible, and efficient but, most importantly, happy to assist in matters that went beyond his job description. There is no way that...
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Jim at Total Mortgage was easy to work with, thorough, and not pushy. He was knowledgeable and well versed in all areas of my re-if. He gave me various options to suit my needs and did not try to sell me on any unnecessary rates or terms.
Jim at Total Mortgage was easy to work with, thorough, and not pushy. He was knowledgeable and well versed in all areas of my re-if. He gave me various options to suit my needs and did not try to sell me on any unnecessary rates or terms.
Reply from Owner
November 6th, 2019 12:00 AM
Thanks Keith!! See ya soon
Jim is very knowledgeable, professional and responsive. He explains the process clearly and is very straight forward. He took the time to answer any questions regarding our refi and he was always looking out for our best interests. He made...
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Reply from Owner
November 6th, 2019 12:00 AM
Thanks Aime!
Jim McNiff made the entire process of obtaining a mortgage a dream. It was so easy and the Total Mortgage web site portal is very easy to use. You upload everything they need right to it and everything is electronic. Jim streamlined the entire...
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Jim McNiff made the entire process of obtaining a mortgage a dream. It was so easy and the Total Mortgage web site portal is very easy to use. You upload everything they need right to it and everything is electronic. Jim streamlined the entire...
read more
Reply from Owner
November 4th, 2019 12:00 AM
Thanks Omid!! Look forward to working with you again. Best of luck in your new home!
We weren't sure if we were going to be able to move into our dream home but Jim made that happen for us. He never gave up and he made the process so seamless and easy. He went above and beyond of what was expected of him and put in that extra...
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Reply from Owner
October 29th, 2019 12:00 AM
Thanks Chiha! Best of luck in the new home!!
We weren't sure if we were going to be able to move into our dream home but Jim made that happen for us. He never gave up and he made the process so seamless and easy. He went above and beyond of what was expected of him and put in that extra...
read more
Hey, their is no words to express ,what James have done for me, from start to finish, he were right their holding my hands, and advoicingme thoughts all steps, I would referred, him any time,” YOU ROCK guy “
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About
"James McNiff Jr. was born and raised in Southern Connecticut, and is proud to still serve area borrowers. After graduating from the Catholic University of America and earning a degree in Finance, James joined Total Mortgage. In the 20 years since, he’s grown his service by word-of-mouth, becoming one of the highest producing and most knowledgeable loan officers at Total Mortgage. He's been named Loan Officer of the Year 6 times, and has a 5-star rating on Zillow. Thanks largely to a consultative approach that allows him to focus on each borrower’s needs, James has closed over half a billion dollars in loans for buyers across the country. He's proud to say that these days almost 80% of his business comes from repeat customers and referrals.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Specialities
Conventional loans, FHA loans, VA loans, Reverse loans, Non QM loans and Commerical Loans
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Education
- The Catholic University of AmericaEconomics and FinanceBachelor of Business Administration (BBA)Sep 1995 -Jun 1999

Year Started
2003
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 13292