
James McNiff Jr
Mortgage Banker | NMLS# 13292


The Catholic University of America
"James McNiff Jr. was born and raised in Southern Connecticut, and is proud to still serve area borrowers. After graduating from the Catholic University of America and earning a degree in Finance, James joined Total Mortgage. In the 20 year... Show More
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After trying different lenders on my own it was unsuccessful, but got with a broker who teamed us up with Jame. Within a few weeks he worked tirelessly to get our loan approved and we are set to close. I appreciate the dedication and determination...
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After trying different lenders on my own it was unsuccessful, but got with a broker who teamed us up with Jame. Within a few weeks he worked tirelessly to get our loan approved and we are set to close. I appreciate the dedication and determination...
read more
Reply from Owner
March 31st, 2020 12:00 AM
Thanks Jasmine! Pleasure working with you. Best of luck in the new home.
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Jim is quick to respond, extremely knowledgeable and a pleasure to work with. Couldn't have had a better experience. I am happy to give Jim my highest recommendation.
Jim is quick to respond, extremely knowledgeable and a pleasure to work with. Couldn't have had a better experience. I am happy to give Jim my highest recommendation.
Reply from Owner
February 11th, 2020 12:00 AM
Thank you Alex! Best of luck in the new home!
Overall great home buying experience. Probably rate it a 8-9 or so. That said, buying a home is not an every day occurrence for most. While I can’t speak for all it’s important that the buyer be well informed and have processes broke down by...
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Before working with Jim, I had found dealing with mortgage companies to be a dreadful experience. With all the jargon out there regarding mortgages I felt unable to truly grasp exactly what was going on through the process. Because of this,...
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Reply from Owner
February 3rd, 2020 12:00 AM
Thanks Bobby! Pleasure working with you. Good luck in the new home.
Jim is quick to respond, extremely knowledgeable and a pleasure to work with. Couldn't have had a better experience. I am happy to give Jim my highest recommendation.
Always great
Jim and his team made the whole processes seamless. From the time I meant Jim I knew I came to the right office. Buying a home could be very stressful Jim and the team kept my confidence the whole time. I was able to ask questions and get answers...
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About
"James McNiff Jr. was born and raised in Southern Connecticut, and is proud to still serve area borrowers. After graduating from the Catholic University of America and earning a degree in Finance, James joined Total Mortgage. In the 20 years since, he’s grown his service by word-of-mouth, becoming one of the highest producing and most knowledgeable loan officers at Total Mortgage. He's been named Loan Officer of the Year 6 times, and has a 5-star rating on Zillow. Thanks largely to a consultative approach that allows him to focus on each borrower’s needs, James has closed over half a billion dollars in loans for buyers across the country. He's proud to say that these days almost 80% of his business comes from repeat customers and referrals.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Specialities
Conventional loans, FHA loans, VA loans, Reverse loans, Non QM loans and Commerical Loans
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Education
- The Catholic University of AmericaEconomics and FinanceBachelor of Business Administration (BBA)Sep 1995 -Jun 1999

Year Started
2003
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 13292