
James McNiff Jr
Mortgage Banker | NMLS# 13292


The Catholic University of America
"James McNiff Jr. was born and raised in Southern Connecticut, and is proud to still serve area borrowers. After graduating from the Catholic University of America and earning a degree in Finance, James joined Total Mortgage. In the 20 year... Show More
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We had a great experience refinancing with Jim. It was fast and easy! He responded quickly, thoroughly explained our options and made each step as seamless as possible. He is incredibly knowledgeable and responsive. I highly recommend working...
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Reply from Owner
March 31st, 2020 12:00 AM
Thanks Gina! Look forward to working with you again,
Timely and speedy service, as well as knowledgeable source of pertinent real estate and mortgage lending information
Jim handles everything in the process quickly and efficiently. He's backed up by a great team to help get the loan to closing. I've recommended him to everyone that's looking to buy a home or refinance.
I went on line to check their rates. Started an app online. Jim calls me the next day. Asks me what I’m looking for. I told him. He gave me three options. I asked how long before we close. He said three weeks. Three weeks later I have a refinanced...
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I went on line to check their rates. Started an app online. Jim calls me the next day. Asks me what I’m looking for. I told him. He gave me three options. I asked how long before we close. He said three weeks. Three weeks later I have a refinanced...
read more
Reply from Owner
April 7th, 2020 12:00 AM
You made it easy thanks!!
Jim handles everything in the process quickly and efficiently. He's backed up by a great team to help get the loan to closing. I've recommended him to everyone that's looking to buy a home or refinance.
Reply from Owner
March 31st, 2020 12:00 AM
Thanks Frank! Pleasure working with you again.
The team is extremely professional and very helpful. The process was so simple and they kept me informed every step of the way. Jackie Devine and Jim Mcniff Jr. were a pleasure to work with and would highly recommend them to anyone thinking...
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Jim made the entire process very easy and was always available to answer any questions I had as a first time home buyer. Would highly recommend him!
We purchased our first home through Jim’s services. He was very professional and flexible in helping us. Jim worked hours to accommodate our schedule and always kept ya updated on the progression of the loan. I highly recommend Jim!
Reply from Owner
March 31st, 2020 12:00 AM
Thanks Kayla! It was a pleasure working with you. Best of luck in your new home.
We purchased our first home through Jim’s services. He was very professional and flexible in helping us. Jim worked hours to accommodate our schedule and always kept ya updated on the progression of the loan. I highly recommend Jim!
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About
"James McNiff Jr. was born and raised in Southern Connecticut, and is proud to still serve area borrowers. After graduating from the Catholic University of America and earning a degree in Finance, James joined Total Mortgage. In the 20 years since, he’s grown his service by word-of-mouth, becoming one of the highest producing and most knowledgeable loan officers at Total Mortgage. He's been named Loan Officer of the Year 6 times, and has a 5-star rating on Zillow. Thanks largely to a consultative approach that allows him to focus on each borrower’s needs, James has closed over half a billion dollars in loans for buyers across the country. He's proud to say that these days almost 80% of his business comes from repeat customers and referrals.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Specialities
Conventional loans, FHA loans, VA loans, Reverse loans, Non QM loans and Commerical Loans
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Education
- The Catholic University of AmericaEconomics and FinanceBachelor of Business Administration (BBA)Sep 1995 -Jun 1999

Year Started
2003
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 13292