
James McNiff Jr
Mortgage Banker | NMLS# 13292


The Catholic University of America
"James McNiff Jr. was born and raised in Southern Connecticut, and is proud to still serve area borrowers. After graduating from the Catholic University of America and earning a degree in Finance, James joined Total Mortgage. In the 20 year... Show More
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Three things in particular stand out regarding our experience. First I detailed our refi goal and issue we had with a prior lender. James took the time to research our situation and was able to assure us that our transaction was viable. He...
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Three things in particular stand out regarding our experience. First I detailed our refi goal and issue we had with a prior lender. James took the time to research our situation and was able to assure us that our transaction was viable. He...
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I love working with Jim and his team! They are so friendly, professional, diligent, and always find a way to solve any issues we may encounter. He helped us purchase a house 2 years ago, and just last week he helped us refinance the house with...
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Three things in particular stand out regarding our experience. First I detailed our refi goal and issue we had with a prior lender. James took the time to research our situation and was able to assure us that our transaction was viable. He...
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great customer service, fast responses made it a great experience.
It was great knowing that whenever we had a question or concern James would be quick to response! We always felt our best interest was at heart when working with James!
Fast response, always available to help, made sure we got exactly what we needed and allowed us to close in 3 weeks.
Best thing was speed and smooth communications during working with James. I was very satisfied with the service and no mistakes so that I could move on fast.
Jim answered all of my questions and worked really hard to get everything ready for me by my closing date. Even when I had to do last minute changes he got them done quickly and was always very nice. Excellent service would definitively recommend...
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Jim came through for me he refinanced both of my properties with some killer rates. I went from a 30 to a 15 year with a great interest rate on my rental income. Him and his team were fast and professional he even called me back on his vacation....
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About
"James McNiff Jr. was born and raised in Southern Connecticut, and is proud to still serve area borrowers. After graduating from the Catholic University of America and earning a degree in Finance, James joined Total Mortgage. In the 20 years since, he’s grown his service by word-of-mouth, becoming one of the highest producing and most knowledgeable loan officers at Total Mortgage. He's been named Loan Officer of the Year 6 times, and has a 5-star rating on Zillow. Thanks largely to a consultative approach that allows him to focus on each borrower’s needs, James has closed over half a billion dollars in loans for buyers across the country. He's proud to say that these days almost 80% of his business comes from repeat customers and referrals.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Specialities
Conventional loans, FHA loans, VA loans, Reverse loans, Non QM loans and Commerical Loans
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Education
- The Catholic University of AmericaEconomics and FinanceBachelor of Business Administration (BBA)Sep 1995 -Jun 1999

Year Started
2003
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 13292