
James McNiff Jr
Mortgage Banker | NMLS# 13292


The Catholic University of America
"James McNiff Jr. was born and raised in Southern Connecticut, and is proud to still serve area borrowers. After graduating from the Catholic University of America and earning a degree in Finance, James joined Total Mortgage. In the 20 year... Show More
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Easy process and great support.
Jim and his team are awesome - know their stuff, respond immediately, deliver superb outcomes. I've used Jim for 6-8 loans / refi's...and recommended him to more than several friends
Refinancing made simple! James was always easy to get in touch with when I had questions and explained everything in a way I could understand. Would definitely recommend to anyone looking for a mortgage!
Our agents and our family had Nick names for Jim. He was “the closer” amongst others. We originally were with another lender, and we’re literally almost fully approved, when we were introduced to Jim who was able to get us a significantly lower...
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Jim’s expertise and his availability (all seven days a week) made it a great experience.
Jim was fantastic to work with. Though he’s based in CT, he was able to seamlessly help me close on a house on the west coast. He’s always available and makes you feel like his only client.
Jim was fantastic to work with. Though he’s based in CT, he was able to seamlessly help me close on a house on the west coast. He’s always available and makes you feel like his only client.
Quick and knowledgeable responses
He is very personable yet professional, his quick responses with all my questions, and his supportive team made my experience so pleasant!
I love working with Jim and his team! They are so friendly, professional, diligent, and always find a way to solve any issues we may encounter. He helped us purchase a house 2 years ago, and just last week he helped us refinance the house with...
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About
"James McNiff Jr. was born and raised in Southern Connecticut, and is proud to still serve area borrowers. After graduating from the Catholic University of America and earning a degree in Finance, James joined Total Mortgage. In the 20 years since, he’s grown his service by word-of-mouth, becoming one of the highest producing and most knowledgeable loan officers at Total Mortgage. He's been named Loan Officer of the Year 6 times, and has a 5-star rating on Zillow. Thanks largely to a consultative approach that allows him to focus on each borrower’s needs, James has closed over half a billion dollars in loans for buyers across the country. He's proud to say that these days almost 80% of his business comes from repeat customers and referrals.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Specialities
Conventional loans, FHA loans, VA loans, Reverse loans, Non QM loans and Commerical Loans
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Education
- The Catholic University of AmericaEconomics and FinanceBachelor of Business Administration (BBA)Sep 1995 -Jun 1999

Year Started
2003
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 13292