
James McNiff Jr
Mortgage Banker | NMLS# 13292


The Catholic University of America
"James McNiff Jr. was born and raised in Southern Connecticut, and is proud to still serve area borrowers. After graduating from the Catholic University of America and earning a degree in Finance, James joined Total Mortgage. In the 20 year... Show More
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Jim came through for me he refinanced both of my properties with some killer rates. I went from a 30 to a 15 year with a great interest rate on my rental income. Him and his team were fast and professional he even called me back on his vacation....
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If I didn't have to send the same paperwork in several times..It was very confusing to me..
Some disconnect on communication. Documents asked for multiple times.
There was a constant stream of communication that made me feel like I never missed a beat. My questions were always answered quickly !
Jim was so helpful and nice. He helped me with pre-approvals or answered questions whenever I needed help. It didn’t matter if it was late in the evening or weekends. He really made the whole experience better. If I needed him and wouldn’t...
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Jim was grate. He helped refinace of my house.I got answers so fast and he explains details simply and clearly. The system was easy to follow up.The documents process was fast and completed without any mistake or pending.I was very satisfied...
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Jim was grate. He helped refinace of my house.I got answers so fast and he explains details simply and clearly. The system was easy to follow up.The documents process was fast and completed without any mistake or pending.I was very satisfied...
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From beginning to end, the team at Total Mortgage helped us with any and all questions we had, specifically Jim McNiff. They not only made the whole process simple, but explained things to us in a way that we understood everything. As first...
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Reply from James McNiff
January 25th, 2022 06:06 AM
Thanks Eric! Congrats on the new home! It was a pleasure working with you.
Great customer service
From beginning to end, the team at Total Mortgage helped us with any and all questions we had, specifically Jim McNiff. They not only made the whole process simple, but explained things to us in a way that we understood everything. As first...
read more
Reply from Owner
January 24th, 2022 12:00 AM
Thanks Eric! Congrats on the new home! It was a pleasure working with you.
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About
"James McNiff Jr. was born and raised in Southern Connecticut, and is proud to still serve area borrowers. After graduating from the Catholic University of America and earning a degree in Finance, James joined Total Mortgage. In the 20 years since, he’s grown his service by word-of-mouth, becoming one of the highest producing and most knowledgeable loan officers at Total Mortgage. He's been named Loan Officer of the Year 6 times, and has a 5-star rating on Zillow. Thanks largely to a consultative approach that allows him to focus on each borrower’s needs, James has closed over half a billion dollars in loans for buyers across the country. He's proud to say that these days almost 80% of his business comes from repeat customers and referrals.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Specialities
Conventional loans, FHA loans, VA loans, Reverse loans, Non QM loans and Commerical Loans
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Education
- The Catholic University of AmericaEconomics and FinanceBachelor of Business Administration (BBA)Sep 1995 -Jun 1999

Year Started
2003
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 13292