
James McNiff Jr
Mortgage Banker | NMLS# 13292


The Catholic University of America
"James McNiff Jr. was born and raised in Southern Connecticut, and is proud to still serve area borrowers. After graduating from the Catholic University of America and earning a degree in Finance, James joined Total Mortgage. In the 20 year... Show More
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Jim is a “can do” individual with tremendous follow through. In this difficult housing market, he was able to keep working with me in finding a home that required an approach in financing that allowed me to accomplish my goals. Total Mortgage...
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Jim led me through the refinancing of my recently purchased cabin home through increasing interest rates and unique housing market conditions. This included challenges regarding appraisals during and after rampant cash purchasing. It was especially...
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Jim stayed positive and continued through the difficult housing market conditions to encourage my perseverance in finally finding a home. He is exceptional.
Jim is great as well as the whole team at Total Mortgage Services! Very happy to get my purchase done. Jim was present the entire journey with great advice and was willing to go the extra mile where needed. I recommend using Jim and his team...
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Jim led me through the refinancing of my recently purchased cabin home through increasing interest rates and unique housing market conditions. This included challenges regarding appraisals during and after rampant cash purchasing. It was especially...
read more
Jim was fantastic to work with. Always responded quickly and answered everyone of my questions. I would gladly recommend him in the future!
Jim was fantastic through the process. He always answered my questions promptly and worked with me to find the best rate. Couldn’t recommend him enough. Thanks Jim!
He kept us looped in on each step in the process
Jim was fantastic through the process. He always answered my questions promptly and worked with me to find the best rate. Couldn’t recommend him enough. Thanks Jim!
Very very responsive. Makes the process go as smooth as possible
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About
"James McNiff Jr. was born and raised in Southern Connecticut, and is proud to still serve area borrowers. After graduating from the Catholic University of America and earning a degree in Finance, James joined Total Mortgage. In the 20 years since, he’s grown his service by word-of-mouth, becoming one of the highest producing and most knowledgeable loan officers at Total Mortgage. He's been named Loan Officer of the Year 6 times, and has a 5-star rating on Zillow. Thanks largely to a consultative approach that allows him to focus on each borrower’s needs, James has closed over half a billion dollars in loans for buyers across the country. He's proud to say that these days almost 80% of his business comes from repeat customers and referrals.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Specialities
Conventional loans, FHA loans, VA loans, Reverse loans, Non QM loans and Commerical Loans
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Education
- The Catholic University of AmericaEconomics and FinanceBachelor of Business Administration (BBA)Sep 1995 -Jun 1999

Year Started
2003
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 13292