
James McNiff Jr
Mortgage Banker | NMLS# 13292


The Catholic University of America
"James McNiff Jr. was born and raised in Southern Connecticut, and is proud to still serve area borrowers. After graduating from the Catholic University of America and earning a degree in Finance, James joined Total Mortgage. In the 20 year... Show More
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Working with Jim was phenomenal. We were able to get the process started immediately and he was extremely helpful with answering all of our questions. I would definitely be recommending him to my family and friends.
Reply from Owner
June 29th, 2022 12:00 AM
Thanks so much!! It was a pleasure working with you all. Best of luck to you in your new home!
Very friendly service and helpful with referrals.
Simple & Fast process!
I have been fortunate to have James handle my mortgage. He was available throughout the process with a quick response every question. I believe I had more questions than any client. There is no reason to look any further if you need any of...
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Reply from James McNiff
August 4th, 2022 06:24 AM
Thanks Maria!! Congrats on your home!! Its always a pleasure working with you .
I have been fortunate to have James handle my mortgage. He was available throughout the process with a quick response every question. I believe I had more questions than any client. There is no reason to look any further if you need any of...
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Reply from Owner
June 21st, 2022 12:00 AM
Thanks Maria!! Congrats on your home!! Its always a pleasure working with you .
As first time homebuyers, Jim & his team made the mortgage process a breeze! We has to navigate a market that wasn't very buyer friendly & took many offers to finally land our first home - Jim was patient, responsive, and helpful throughout...
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Jim was a great pleasure to work with in acquiring my mortgage. He went above and beyond during the whole process. Jim is very knowledgeable, helpful, and dedicated in helping his clients. I highly recommend working with him and Total Mortgage...
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Jim is extremely responsive and on top of everything. There were no surprises, and the transaction went smoothly.
Jim was a great pleasure to work with in acquiring my mortgage. He went above and beyond during the whole process. Jim is very knowledgeable, helpful, and dedicated in helping his clients. I highly recommend working with him and Total Mortgage...
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He was always available at any time of the day to help with any obstacles
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About
"James McNiff Jr. was born and raised in Southern Connecticut, and is proud to still serve area borrowers. After graduating from the Catholic University of America and earning a degree in Finance, James joined Total Mortgage. In the 20 years since, he’s grown his service by word-of-mouth, becoming one of the highest producing and most knowledgeable loan officers at Total Mortgage. He's been named Loan Officer of the Year 6 times, and has a 5-star rating on Zillow. Thanks largely to a consultative approach that allows him to focus on each borrower’s needs, James has closed over half a billion dollars in loans for buyers across the country. He's proud to say that these days almost 80% of his business comes from repeat customers and referrals.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Specialities
Conventional loans, FHA loans, VA loans, Reverse loans, Non QM loans and Commerical Loans
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Education
- The Catholic University of AmericaEconomics and FinanceBachelor of Business Administration (BBA)Sep 1995 -Jun 1999

Year Started
2003
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 13292