
James McNiff Jr
Mortgage Banker | NMLS# 13292


The Catholic University of America
"James McNiff Jr. was born and raised in Southern Connecticut, and is proud to still serve area borrowers. After graduating from the Catholic University of America and earning a degree in Finance, James joined Total Mortgage. In the 20 year... Show More
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I was notified of the appraisal along with a safety issue that needed to be corrected two days before the original closing date. As a result the closing was delayed a month and a day due to that as well as setbacks with underwriting. These...
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Jim is proactive, professional and customer friendly lender, all in one, even with this hot market, he’s always available and willing to help you find the house you want, and the lending process was on time, smooth and neat.
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Jim is proactive, professional and customer friendly lender, all in one, even with this hot market, he’s always available and willing to help you find the house you want, and the lending process was on time, smooth and neat.
Professionalism
Consistent communication and ability to get everything done so quickly.
I highly recommend Jim for all of your lending needs. He was so efficient and made the whole process seem effortless. He was always available and easily communicated every step of the process. Thank you Jim for such a wonderful experience!!...
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Reply from James McNiff
July 1st, 2022 06:44 AM
Thanks Pedro appreciate the review! Best of luck in the new home!!!
Fast and easy communication!
I highly recommend Jim for all of your lending needs. He was so efficient and made the whole process seem effortless. He was always available and easily communicated every step of the process. Thank you Jim for such a wonderful experience!!...
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Reply from Owner
June 30th, 2022 12:00 AM
Thanks Pedro appreciate the review! Best of luck in the new home!!!
Working with Jim was phenomenal. We were able to get the process started immediately and he was extremely helpful with answering all of our questions. I would definitely be recommending him to my family and friends.
Reply from James McNiff
August 4th, 2022 06:24 AM
Thanks so much!! It was a pleasure working with you all. Best of luck to you in your new home!
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About
"James McNiff Jr. was born and raised in Southern Connecticut, and is proud to still serve area borrowers. After graduating from the Catholic University of America and earning a degree in Finance, James joined Total Mortgage. In the 20 years since, he’s grown his service by word-of-mouth, becoming one of the highest producing and most knowledgeable loan officers at Total Mortgage. He's been named Loan Officer of the Year 6 times, and has a 5-star rating on Zillow. Thanks largely to a consultative approach that allows him to focus on each borrower’s needs, James has closed over half a billion dollars in loans for buyers across the country. He's proud to say that these days almost 80% of his business comes from repeat customers and referrals.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Specialities
Conventional loans, FHA loans, VA loans, Reverse loans, Non QM loans and Commerical Loans
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Education
- The Catholic University of AmericaEconomics and FinanceBachelor of Business Administration (BBA)Sep 1995 -Jun 1999

Year Started
2003
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 13292