
James McNiff Jr
Mortgage Banker | NMLS# 13292


The Catholic University of America
"James McNiff Jr. was born and raised in Southern Connecticut, and is proud to still serve area borrowers. After graduating from the Catholic University of America and earning a degree in Finance, James joined Total Mortgage. In the 20 year... Show More
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Jim held my hand throughout the entire home buying experience. He was always available to answer any questions I had. I highly recommend Jim for your next home purchase.
Jim was easy to work and communicate with even on a weekend.
The title says it all. I tried using the “Big Lenders” and ran into some issues across the board. James was recommended by someone and I regret not going with him from the start. He cleared up all those issues and got me through the process...
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Reply from James McNiff
September 18th, 2023 11:22 PM
Thanks Andrew! Talk to you soon. Pleasure working with you.
Jim was great with communication and closed loan very quickly, would highly recommend
The title says it all. I tried using the “Big Lenders” and ran into some issues across the board. James was recommended by someone and I regret not going with him from the start. He cleared up all those issues and got me through the process...
read more
Reply from Owner
September 18th, 2023 12:00 AM
Thanks Andrew! Talk to you soon. Pleasure working with you.
James was very responsive, no matter the time. He was quick and efficient with answering all questions and moving things along.
Communication, patent, available , helpful
Smooth and quick process
Always super friendly and professional. All our questions were answered right away.
This is my second time using James and Total Mortgage. Pre-qualification was made easy by talking through with him on the phone. He was extremely responsive through multiple platforms. He knew what to do to get us a mortgage which fit our specific...
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Reply from James McNiff
October 2nd, 2023 03:27 PM
Thanks Catie! It was a pleasure working with you. Thanks for choosing Total Mortgage again!!
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About
"James McNiff Jr. was born and raised in Southern Connecticut, and is proud to still serve area borrowers. After graduating from the Catholic University of America and earning a degree in Finance, James joined Total Mortgage. In the 20 years since, he’s grown his service by word-of-mouth, becoming one of the highest producing and most knowledgeable loan officers at Total Mortgage. He's been named Loan Officer of the Year 6 times, and has a 5-star rating on Zillow. Thanks largely to a consultative approach that allows him to focus on each borrower’s needs, James has closed over half a billion dollars in loans for buyers across the country. He's proud to say that these days almost 80% of his business comes from repeat customers and referrals.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Specialities
Conventional loans, FHA loans, VA loans, Reverse loans, Non QM loans and Commerical Loans
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Education
- The Catholic University of AmericaEconomics and FinanceBachelor of Business Administration (BBA)Sep 1995 -Jun 1999

Year Started
2003
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 13292