
James McNiff Jr
Mortgage Banker | NMLS# 13292


The Catholic University of America
"James McNiff Jr. was born and raised in Southern Connecticut, and is proud to still serve area borrowers. After graduating from the Catholic University of America and earning a degree in Finance, James joined Total Mortgage. In the 20 year... Show More
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Jim was extremely knowledgeable, helpful and available, even on PTO taking multiple calls and emails - I was really impressed!
This is my second time using James and Total Mortgage. Pre-qualification was made easy by talking through with him on the phone. He was extremely responsive through multiple platforms. He knew what to do to get us a mortgage which fit our specific...
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Reply from Owner
October 2nd, 2023 12:00 AM
Thanks Catie! It was a pleasure working with you. Thanks for choosing Total Mortgage again!!
Regular communication and prompt responses.
Jim McNiff
Gina Williams
Jim was very easy to get in touch with and was always willing to answer questions throughout the process. Excellent source of knowledge and great to work with.
Prompt service. Accessible ALL the time.
This is the second loan I have done with Jim in 6 months. It was super easy, and Jim is very responsive. Jim will help you with all your needs and questions.
Jim was very easy to work with and he was very helpful throughout the entire process. Everyone I came into contact with through Total Mortgage was excellent.
Did deal in a timely manner
Very responsive and communicative.
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About
"James McNiff Jr. was born and raised in Southern Connecticut, and is proud to still serve area borrowers. After graduating from the Catholic University of America and earning a degree in Finance, James joined Total Mortgage. In the 20 years since, he’s grown his service by word-of-mouth, becoming one of the highest producing and most knowledgeable loan officers at Total Mortgage. He's been named Loan Officer of the Year 6 times, and has a 5-star rating on Zillow. Thanks largely to a consultative approach that allows him to focus on each borrower’s needs, James has closed over half a billion dollars in loans for buyers across the country. He's proud to say that these days almost 80% of his business comes from repeat customers and referrals.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Specialities
Conventional loans, FHA loans, VA loans, Reverse loans, Non QM loans and Commerical Loans
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Education
- The Catholic University of AmericaEconomics and FinanceBachelor of Business Administration (BBA)Sep 1995 -Jun 1999

Year Started
2003
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 13292