
James McNiff Jr
Mortgage Banker | NMLS# 13292


The Catholic University of America
"James McNiff Jr. was born and raised in Southern Connecticut, and is proud to still serve area borrowers. After graduating from the Catholic University of America and earning a degree in Finance, James joined Total Mortgage. In the 20 year... Show More
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It was easy to understand the documents with everything set up via the online tool. I always knew what I needed to do next and when I was done (for the moment) and could relax. It definitely made the experience less stressful.
Jim was always available to answer questions. He was an excellent guide through the mortgage process.
Right away I was told that we wouldn’t be able to get this house because A,B,C were not going to pass . Not one of those things that Jim told me would fail was ever mentioned in the appraisal. I don’t think a loan officer should tell people...
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Jim was recommended to me by a friend. He was very helpful and worked hard to provide the best service and available to answer questions any time throughout the mortgage process.
Jim was recommended to me by a friend. He was very helpful and worked hard to provide the best service and available to answer questions any time throughout the mortgage process.
Had a wonderful experience working with Jim's team on a very fast and smooth closing.
Very easy to work with, was available every time for anything
James is knowledgeable, accessible around the clock, and prompt with responses. Look no further, he's a complete pro. Total Mortgage's digital platform made the whole process effortless. Thank you!!
James is knowledgeable, accessible around the clock, and prompt with responses. Look no further, he's a complete pro. Total Mortgage's digital platform made the whole process effortless. Thank you!!
James is knowledgeable, accessible around the clock, and prompt with responses. Look no further, he's a complete pro. Total Mortgage's digital platform made the whole process effortless. Thank you!!
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About
"James McNiff Jr. was born and raised in Southern Connecticut, and is proud to still serve area borrowers. After graduating from the Catholic University of America and earning a degree in Finance, James joined Total Mortgage. In the 20 years since, he’s grown his service by word-of-mouth, becoming one of the highest producing and most knowledgeable loan officers at Total Mortgage. He's been named Loan Officer of the Year 6 times, and has a 5-star rating on Zillow. Thanks largely to a consultative approach that allows him to focus on each borrower’s needs, James has closed over half a billion dollars in loans for buyers across the country. He's proud to say that these days almost 80% of his business comes from repeat customers and referrals.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Specialities
Conventional loans, FHA loans, VA loans, Reverse loans, Non QM loans and Commerical Loans
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Education
- The Catholic University of AmericaEconomics and FinanceBachelor of Business Administration (BBA)Sep 1995 -Jun 1999

Year Started
2003
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 13292