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James McCullough, Home Mortgage Solutions INC, - Mortgage Broker | Loan Officer NMLS# 1377694
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James McCullough, Home Mortgage Solutions INC...

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Mortgage Broker | Loan Officer NMLS# 1377694

Home Mortgage Solutions Inc - Columbus,OH
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I work in the mortgage industry helping clients navigate the home financing process from start to finish. I specialize in educating borrowers on loan options, guidelines, and financial strategies to help them qualify for financing—whether p... Show More
Mortgage
Mortgage Broker
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Contact Info
(740) 877-8199
Heath, OH
https://mortgagesbyjames.com
Location & Business Hours
Business Hours
Wed
8 AM to 8 PM
Thu
8 AM to 8 PM
Fri
8 AM to 8 PM
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5 Star
97%
4 Star
2%
3 Star
0%
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1 Star
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Reviews from Web
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    DeAnna C
    Posted on May 1st, 2026 02:51 AM
    Short and sweet—loved working with him! He did a wonderful job and made the whole process easy to follow. I really appreciated how he gave me small tasks each day instead of everything at once—it kept me informed and stress-free. Highly recommend!...
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    Reply from James McCullough, Home Mortgage Sol...
    May 1st, 2026 10:12 AM
    DeAnna, I'm so glad to hear that you had a stress-free experience and found the process easy to follow. I appreciate your kind words and recommendation. It was a pleasure working with you!
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    Laura B
    Posted on April 24th, 2026 08:31 PM
    A wonderful experience from start to finish~ James took our circumstances to heart and helped us in every step of the process. He is thorough, approachable, and can see your goals as his own! As we closed on our home today, I cannot appreciate...
    read more
    Reply from James McCullough, Home Mortgage Sol...
    April 25th, 2026 12:40 PM
    Laura, I'm so grateful for your kind words and the positive feedback. I'm pleased to have been able to assist you throughout the process and share in your journey. Congratulations on closing your home!
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    Dan M
    Posted on April 10th, 2026 03:34 AM
    Fast and easy process, reliable information and very happy with my refinance!
    Reply from James McCullough, Home Mortgage Sol...
    April 10th, 2026 11:02 AM
    Dan, it’s great to hear that you found the refinancing process fast and easy. Providing reliable information and a smooth experience is always my goal. I'm glad to know you’re happy with the service. If you need anything further or have any...
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    Molly M
    Posted on April 9th, 2026 11:16 PM
    James was a fantastic resource for us during the process of purchasing our home. Our search was long to find exactly what we needed for our family and he was kind and supportive throughout the whole process. He worked very well with our realtor...
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    Reply from James McCullough, Home Mortgage Sol...
    April 10th, 2026 11:02 AM
    Molly, I'm really glad to hear that I could be a helpful part of your home buying journey. It means a lot to know that my efforts to communicate effectively and keep you informed made a positive impact. Supporting first-time homebuyers like...
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    Lydia M
    Posted on April 9th, 2026 11:53 AM
    James was wonderful to work with! Naturally, the home buying process was intimidating and as a first time home buyer, I felt as if I was in over my head. Having James on my team eliminated any anxieties as he was responsive and happy to answer...
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    Reply from James McCullough, Home Mortgage Sol...
    April 9th, 2026 01:06 PM
    I’m really glad to know that I could make your first home buying experience a positive one, Lydia. It's important to me that you felt comfortable and supported throughout the process. If you ever have more questions or need assistance in the...
    read more
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    Tyler F
    Posted on April 7th, 2026 01:30 AM
    James has helped us with two mortgages and one refinance. All have gone smoothly with great terms. Thank you James!
    Reply from James McCullough, Home Mortgage Sol...
    April 7th, 2026 12:33 PM
    I'm glad to hear that you had a smooth experience with both your mortgages and the refinance process, Tyler. Thank you for trusting me to assist you with such important financial decisions. If you need anything in the future, feel free to reach...
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    Tyler L
    Posted on April 3rd, 2026 09:24 PM
    Working with James was a great experience. As first-time homebuyers, we had a lot of questions, and he was always patient, responsive, and clear in his explanations.He made the entire process feel smooth and manageable, and we always felt supported...
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    Reply from Owner
    April 4th, 2026 01:00 PM
    I'm grateful for your kind words, Tyler. I'm pleased to know that you felt supported and informed throughout your homebuying journey. Helping first-time buyers like you navigate the process with clarity and ease is important to me. Thank you...
    read more
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    Tyler L
    Posted on April 3rd, 2026 09:23 PM
    Working with James was an outstanding experience from start to finish. As first-time homebuyers, we had a lot of questions and uncertainties, but he took the time to walk us through every step of the process with patience and clarity.He was...
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    Reply from James McCullough, Home Mortgage Sol...
    April 3rd, 2026 09:37 PM
    Tyler, I'm truly grateful for your kind words. It's wonderful to know that I could help make your first homebuying experience comfortable and less overwhelming. Being responsive and ensuring you felt informed were important to me, so it's rewarding...
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    Victoria H
    Posted on April 3rd, 2026 01:02 AM
    Very knowledgeable and explained the process very well to us first time home buyers! We are very thankful!
    Reply from Owner
    April 3rd, 2026 11:24 AM
    I'm really glad to hear that you found my guidance helpful, especially as first-time home buyers. It was my pleasure to assist and explain the process to you. Thank you for your kind words, and if you have any more questions or need further...
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    Victoria H
    Posted on April 3rd, 2026 01:01 AM
    James was very knowledgeable and explained the process very well to us first time home buyers. We are very thankful!
    Reply from James McCullough, Home Mortgage Sol...
    April 3rd, 2026 11:24 AM
    I'm pleased to hear that you felt well-informed throughout the process. It was my goal to provide clear guidance and support. Thank you for choosing me for your home buying journey, and I wish you all the best in your new home.
    • 21–30 of 430
    About
    I work in the mortgage industry helping clients navigate the home financing process from start to finish. I specialize in educating borrowers on loan options, guidelines, and financial strategies to help them qualify for financing—whether purchasing a home, refinancing, or investing in real estate. My experience includes conventional, FHA, VA, DSCR, bank statement loans, and complex income scenarios such as self-employed borrowers and investment properties. My goal is to make the mortgage process clear, strategic, and as smooth as possible while helping clients structure their finances to qualify and build long-term wealth through real estate.
    Products & Services
    Mortgage Broker
    FHA Home Loan
    VA Home Loan
    Conventional Home Loan
    Home Renovation Loan
    Construction Loan
    Home Equity Loan
    Down Payment Assistance
    Mortgage Refinance
    Reverse Mortgage
    Mortgage Loan Application Assistance
    Specialities
    DSCR Loan
    Bank Statement Loan
    USDA
    SBA loan
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    Positions
    • Home Mortgage Solutions Inc - Mortgage Broker
      Oct 1st, 2024 - Current
    Memberships
    • Spring Hills Baptist
    • YMCA
    • Elks
      • View All
    Addresses and Serving Areas

    Year Started

    2014
    Licenses
    • NMLS# 1377694
    Gallery
    James McCullough, Home Mortgage Solutions INC, - Gallery Photo
    Achievements
    • Obtaining a NMLS to become a MLO
    • Becoming a Broker
    Hobbies
    • Golf
    • Running
    • Reading
      • View All
    Disclaimer
    Copyright 2025 Home Mortgage Solutions Inc. All Rights Reserved. Equal Housing Lender.