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James McCullough, Home Mortgage Solutions INC, - Mortgage Broker | Loan Officer NMLS# 1377694
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James McCullough, Home Mortgage Solutions INC...

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Mortgage Broker | Loan Officer NMLS# 1377694

Home Mortgage Solutions Inc - Columbus,OH
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I work in the mortgage industry helping clients navigate the home financing process from start to finish. I specialize in educating borrowers on loan options, guidelines, and financial strategies to help them qualify for financing—whether p... Show More
Mortgage
Mortgage Broker
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Contact Info
(740) 877-8199
Heath, OH
https://mortgagesbyjames.com
Location & Business Hours
Business Hours
Wed
8 AM to 8 PM
Thu
8 AM to 8 PM
Fri
8 AM to 8 PM
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5 Star
97%
4 Star
2%
3 Star
0%
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1 Star
0%
Reviews from Web
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    James F
    Posted on July 24th, 2026 06:46 PM
    James always kept me in the loop on any issues. I always felt that he was on my side during the entire process.
    Reply from Owner
    July 27th, 2026 02:17 PM
    I'm grateful for your kind words, James. It's important to me that you felt supported and informed throughout the process. If you ever need assistance again, please don't hesitate to reach out.
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    James F
    Posted on July 24th, 2026 06:44 PM
    James really kept me at ease during the entire process. He helped me to keep going forward. He made me feel that he was there , and on my side.
    Reply from James McCullough, Home Mortgage Sol...
    July 24th, 2026 07:50 PM
    James, I'm so glad to hear that you felt supported throughout the process. It's important to me that my clients feel at ease and confident every step of the way. Thank you for your kind words!
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    Jason H
    Posted on June 9th, 2026 11:23 AM
    James is extremely detailed, straight forward, engaged, attentive and knowledgeable with a multitude of lending options. He is easy to converse with and great at providing information and suggested direction for your needs. He has facilitated...
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    Reply from James McCullough, Home Mortgage Sol...
    June 9th, 2026 12:03 PM
    Jason, I'm truly grateful for your kind words and recommendation. It's wonderful to hear that my services have met your needs and those of your clients. Your feedback about our successful collaborations means a lot to me. Thank you for trusting...
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    Mark D
    Posted on June 8th, 2026 03:06 PM
    James was fantastic! He was readily available and answered all of our questions in a timely manner. I would recommend him for any mortgage needs.
    Reply from James McCullough, Home Mortgage Sol...
    June 8th, 2026 06:29 PM
    Mark, I appreciate your kind words about my service. I'm glad I could assist with your mortgage needs and answer all your questions promptly. Thank you for your recommendation!
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    Tricia T
    Posted on May 30th, 2026 11:28 PM
    I very much appreciate all the help you provided my mom and I as we navigated thru this process! You were a pleasure to work with and I will definitely recommend you to anyone in need of your services!
    Reply from James McCullough, Home Mortgage Sol...
    May 31st, 2026 11:41 AM
    Thank you, Tricia! I'm so pleased to hear that I could assist you and your mom through the process. Your kind words and recommendations mean a lot to me.
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    Brave D
    Posted on May 29th, 2026 04:47 PM
    Easy to work with, patient and understanding!
    Reply from James McCullough, Home Mortgage Sol...
    May 29th, 2026 05:30 PM
    I'm grateful for your kind words, Brave. It's good to know you found the experience easy and appreciated my patience and understanding.
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    Kim W
    Posted on May 22nd, 2026 04:24 PM
    I recommend James to anyone that will be purchasing a home. He was extremely helpful throughout the entire process and this being my first home purchase, went ABOVE AND BEYOND. He was very prompt on all of his responses and would help me anytime...
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    Reply from James McCullough, Home Mortgage Sol...
    May 23rd, 2026 03:34 PM
    Kim, I truly appreciate your kind words and am so pleased to hear you had a positive experience with your first home purchase. It's great to know that my assistance was helpful throughout the process. Thank you for the recommendation!
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    Elijah D
    Posted on May 15th, 2026 01:07 PM
    Very knowledgeable and honest! James goes above and beyond every single time.
    Reply from Owner
    May 22nd, 2026 03:44 PM
    I'm grateful for your kind words, Elijah. It's good to know that you appreciated my efforts and found my assistance helpful. Thank you for taking the time to share your experience!
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    Michelle C
    Johnstown, OH
    Posted on May 12th, 2026 12:00 AM
    Great to work with, very responsive, and kept you up to date along the way! Answered every time I called. Gave feedback on how to save PMI. Closing was supper easy and 2 weeks earlier then planned.
    Reply from Owner
    May 14th, 2026 12:00 AM
    Thank you so much for the kind words! I really appreciate you trusting me throughout the process. I’m glad I could make everything smooth, keep you informed, and even get you to the finish line early. Wishing your mother all the best in her...
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    Maria D
    Posted on May 9th, 2026 12:59 AM
    James was very helpful through the entire process. He guided me through all the preparation and I am truly grateful for all this assistance and patience shown to me through the entire process. He was always there to quickly answer any questions...
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    Reply from James McCullough, Home Mortgage Sol...
    May 9th, 2026 01:54 PM
    Maria, I'm so pleased to hear that you had a positive experience with me throughout your home buying journey. It was my pleasure to assist and guide you, and I'm grateful for your kind words. Thank you for trusting me with such an important...
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    About
    I work in the mortgage industry helping clients navigate the home financing process from start to finish. I specialize in educating borrowers on loan options, guidelines, and financial strategies to help them qualify for financing—whether purchasing a home, refinancing, or investing in real estate. My experience includes conventional, FHA, VA, DSCR, bank statement loans, and complex income scenarios such as self-employed borrowers and investment properties. My goal is to make the mortgage process clear, strategic, and as smooth as possible while helping clients structure their finances to qualify and build long-term wealth through real estate.
    Products & Services
    Mortgage Broker
    FHA Home Loan
    VA Home Loan
    Conventional Home Loan
    Home Renovation Loan
    Construction Loan
    Home Equity Loan
    Down Payment Assistance
    Mortgage Refinance
    Reverse Mortgage
    Mortgage Loan Application Assistance
    Specialities
    DSCR Loan
    Bank Statement Loan
    USDA
    SBA loan
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    Positions
    • Home Mortgage Solutions Inc - Mortgage Broker
      Oct 1st, 2024 - Current
    Memberships
    • Spring Hills Baptist
    • YMCA
    • Elks
      • View All
    Addresses and Serving Areas

    Year Started

    2014
    Licenses
    • NMLS# 1377694
    Gallery
    James McCullough, Home Mortgage Solutions INC, - Gallery Photo
    Achievements
    • Obtaining a NMLS to become a MLO
    • Becoming a Broker
    Hobbies
    • Golf
    • Running
    • Reading
      • View All
    Disclaimer
    Copyright 2025 Home Mortgage Solutions Inc. All Rights Reserved. Equal Housing Lender.