
James Jin
President | NMLS # 288699

GMCC is one of the fastest growing direct lenders in California. We specialize in JUMBO programs (from $200k up to $20m), with an in-house LOCAL underwriting, doc and funding, for extremely efficient turnaround times. We have over 100 lendi... Show More
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Smooth and easy experience with the home refinance process
good rate. no headache.
Too many documents, and some documents were repeatedly requested.The underwriter and loan processor were not professional enough. Ask the documents that I had already provided or use Google search to verify some information was a bad experience...
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James is very responsive and fast in processing the loan.
James and his team always very helpful and I'm his returning customer for re finance.
They are very efficient and professional during the covid time.
Everything goes as expected
James is the best. this is our 3 loan process with him. He is very prompt, courteous, tries his best to get the best rate possible but above all he is HONEST and upfront. Loved working with him and keep referring him to our friends.
Clear communication, fast service and response! I am very happy to work with James to refin my loan.
Great experience!
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About
GMCC is one of the fastest growing direct lenders in California. We specialize in JUMBO programs (from $200k up to $20m), with an in-house LOCAL underwriting, doc and funding, for extremely efficient turnaround times. We have over 100 lending resources in our correspondent and wholesale channels.
GMCC offers many unique programs, including but not limited to:
First Time Buyer Program (5% down, up to $1M with no MI)
Purchase without the need to sell your departing primary residence first (for house upgrade)
Self Employment Programs (1 year doc, Bank Statement, P&L, Asset Based, No Ratio, and Lite doc)
High Tech Borrowers (non-citizenship, limited credit history, RSU/Bonus, less than 2 years, H1 Visa, F1 w/ EAD card)
Products & Services
Mortgage Loan Officer
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Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 288699