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James Jin - President  | NMLS # 288699 in San Jose, CA

James Jin

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President | NMLS # 288699

Burlingame
GMCC is one of the fastest growing direct lenders in California. We specialize in JUMBO programs (from $200k up to $20m), with an in-house LOCAL underwriting, doc and funding, for extremely efficient turnaround times. We have over 100 lendi...... Show More
Burlingame
Overall Ratings
4.87
(307)
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Reviews from Web
  • 5.0
    google
    S
    Sunny W
    Posted on June 2nd, 2026 03:02 PM
    The communication throughout the loan process was outstanding. I was kept informed every step of the way, and any challenges were addressed quickly and effectively. The entire process was smooth, and I always felt confident that we would close...
    read more
  • 5.0
    Encompass
    S
    Sunny Y C W
    Santa Barbara, CA
    Posted on June 2nd, 2026 03:01 PM
    The communication throughout the loan process was outstanding. I was kept informed every step of the way, and any challenges were addressed quickly and effectively. The entire process was smooth, and I always felt confident that we would close...
    read more
  • 5.0
    google
    E
    Eiko B
    Posted on April 24th, 2026 05:56 PM
    Ms. April Wang is a highly professional and considerate partner, worthy of strong recommendation and trust.
  • 5.0
    Encompass
    A
    Ashwini Y
    Fremont, CA
    Posted on April 13th, 2026 01:59 PM
    Smooth and easy interaction.
  • 5.0
    google
    J
    Jeff H
    Posted on February 22nd, 2026 09:02 PM
    James Jin has received a review with 5 star rating from Jeff H
  • 5.0
    Encompass
    H
    Hongbei W
    Long Island City, NY
    Posted on February 15th, 2026 06:56 PM
    nonstop communication
  • 5.0
    Encompass
    L
    Lei H
    North Charleston, SC
    Posted on January 28th, 2026 02:02 PM
    Great experience
  • 5.0
    Encompass
    A
    Ajay B
    San Jose, CA
    Posted on January 24th, 2026 01:45 PM
    Great service and seemless transaction
  • 5.0
    google
    A
    Adam S
    Posted on January 19th, 2026 03:40 PM
    James and his team helped us achieve our goals and worked tirelessly to make it happen. I would recommend him for anyone looking for their next home in the Bay Area!
  • 5.0
    Encompass
    A
    Adam Z S
    San Mateo, CA
    Posted on January 19th, 2026 03:36 PM
    James took the time to really understand our situation and our goals, and he helped us achieve a morthahe that could achieve our goals in a very challenging housing market
  • 10 of 307
    About
    GMCC is one of the fastest growing direct lenders in California. We specialize in JUMBO programs (from $200k up to $20m), with an in-house LOCAL underwriting, doc and funding, for extremely efficient turnaround times. We have over 100 lending resources in our correspondent and wholesale channels. GMCC offers many unique programs, including but not limited to: First Time Buyer Program (5% down, up to $1M with no MI) Purchase without the need to sell your departing primary residence first (for house upgrade) Self Employment Programs (1 year doc, Bank Statement, P&L, Asset Based, No Ratio, and Lite doc) High Tech Borrowers (non-citizenship, limited credit history, RSU/Bonus, less than 2 years, H1 Visa, F1 w/ EAD card)
    Products & Services
    Mortgage Loan Officer
    254
    /850
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    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS# 288699