James Jin
President | NMLS # 288699
GMCC is one of the fastest growing direct lenders in California. We specialize in JUMBO programs (from $200k up to $20m), with an in-house LOCAL underwriting, doc and funding, for extremely efficient turnaround times. We have over 100 lendi... Show More
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James and his team have been helping our refi or purchases for many years. They are professional and are always able to find us decent rates. Thanks James!!
James was detail and explain all questions in a positive manner.
James is straight Forward and always follow up with any of my concerns.
He took into consideration my needs and helped me find a lower rate for my house refinancing. I recommend refinancing with James.
We are happy with James work. He was very helpful in refinancing.
Thank you
Professional advices and timely delivery of the services!
Thanks very much to James Jin for his assistance on my recent refi plan!
My REFI experience was really smooth. Didn't need to call or follow-up. Jin and his team kept me informed of process. Overall the process was easy.
Good advice
Fast closing
Prompt response to everything
James is very helpful with my loan. Will definitely recommend him to my friends and families.
James was able to lock me in on a very good rate very quickly. The loan process did take a longer-than-expected time to close, but this is probably due to the large number of refinances happening at the same time and not due to James. James...
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About
GMCC is one of the fastest growing direct lenders in California. We specialize in JUMBO programs (from $200k up to $20m), with an in-house LOCAL underwriting, doc and funding, for extremely efficient turnaround times. We have over 100 lending resources in our correspondent and wholesale channels.
GMCC offers many unique programs, including but not limited to:
First Time Buyer Program (5% down, up to $1M with no MI)
Purchase without the need to sell your departing primary residence first (for house upgrade)
Self Employment Programs (1 year doc, Bank Statement, P&L, Asset Based, No Ratio, and Lite doc)
High Tech Borrowers (non-citizenship, limited credit history, RSU/Bonus, less than 2 years, H1 Visa, F1 w/ EAD card)
Products & Services
Mortgage Loan Officer
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Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 288699